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Under the Non-Citizen Spouse Scheme, the main applicant must include their spouse as an essential occupier. Neither the main applicant nor the essential occupier can own any private properties, whether within or outside of Singapore. If they do own such properties, both the main applicant and essential occupier must fulfill a 15-month wait-out period before they become eligible to purchase property.

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Mike Lim
 96929209 
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ERA Read More

Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, nope you can’t and it is only possible after the MOP.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi, it is only possible after the MOP period.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

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Landon Chew
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Hi , HDB has specific rules regarding property ownership for both the flat owner and occupiers. According to HDB's regulations, essential occupiers (including a foreign spouse) are generally not allowed to own or have an interest in other properties, whether local or overseas, during the Minimum Occupation Period (MOP) of the HDB flat. This rule ensures that the HDB flat is the occupier's primary place of residence.

Here’s a summary based on HDB's guidelines:

Essential Occupiers: If the foreign spouse is listed as an essential occupier in the HDB flat application, they are subject to HDB's rules. This means they cannot own or have an interest in any other properties, including overseas properties, during the MOP.

After MOP: Once the MOP is fulfilled, the foreign spouse (as an essential occupier) may be allowed to own overseas properties, but this should be confirmed with HDB directly, as rules may vary depending on specific circumstances.

Declaration: Both the flat owner and occupiers must declare their property ownership status to HDB. Failure to comply with these rules can result in penalties, including the requirement to sell the HDB flat.

For the most accurate and up-to-date information, I recommend checking the official HDB website or contacting HDB directly. You can refer to the following HDB page for more details:
HDB Eligibility Conditions

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Adeline Qiu
Adelinexkoo@gmail.com
 82998262  Read More

Hi

The answer is no, as both owner and essential occupiers need to have sold or transferred all local or overseas private property ownership before they are eligible to apply for HDB. For resale HDB in this case, it is a 15 month wait out period after the private property sale, before they can apply for resale HDB.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

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I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

Only after the 5 years MOP is fulfilled then the foreign spouse can purchase overseas property.

Read more on the eligiblity schemes here:

https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/flat-and-grant-eligibility/couples-and-families Read More

Hi,

1) According to the current policy, anyone buying an HDB flat (BTO/SBF and resale) are not allowed to own any shares in a private residential property locally and in overseas.
2) Do note the restriction is private residential property. The party concerned can still own industrial and/or commercial property.

All the best!

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