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Hi , I am a Singaporean planning to buy a resale flat with my partner who is a non Singaporean . Please advise any bank that allows me and my partner to get a housing loan . we are intending to do a IPA first. I understand that HLE only based on my solo income. thanks
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3 Answers

Evening,

As you will be buying under a on-citizen spouse scheme, all banks will only compute your mortgage figures based on your income. Unless your spouse is SPR or SC, I'm afraid you will have to work within this limitation.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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YT Tan (陈永达)
Good evening buyer,

As Mike has mentioned, only your income will be taken into consideration be it HDB or bank loan.

But the downpayment will differ by 10%. HDB (10%) while bank (20%).

If you need any assistance in your property purchase, feel free to contact me. Cheers!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
R043025D
ECG Property Pte Ltd
(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More
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