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I would like to buy 1 or 2 bedroom condo but not sure if I can afford it preferably near airport or circle line area. My current annual gross income is 98K, I don't have any outstanding loan or high amount of cash on hand.
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5 Answers

Johnny Goh Mui Huat
Hi,

Its quite straight forward.

Firstly, go into a bank and check what is the amount that you are eligible to loan. Based on your annual income of $98k. I don't forsee you will encounter any difficulty on this.

Secondly, ensure that you have enough cash or CPF for the downpayment. You need 5% cash and 15% CPF for the downpayment. Therefore, based on $1 mil property, you will need $50k cash.

Generally, condo at Changi near airport are slightly cheaper. You can probably get a unit about $800k.

Hope that I had answered your question.

Feel free to contact me if you need my assistance.

Thanks and Regards
Johnny Goh
R018297H
Dennis Wee Realty Pte Ltd
Group Director
Mobile: 90906267 
Email: johnnygohmh@dwg.com.sg
Website: johnnygohproperty.com Read More
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Dear Victoria,

Please kindly drop me an email on your price range and the requirements of your purchase

I look forward to hear from you soon

Thanks.
Choo Jia Ming
B. Hons (EEE)
Savills Sales Director
HP: 9476 2732 
Email: jiaming.choo10@gmail.com
Salesperson registration. no: R026370F Read More
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Kevin Yeow 饶国威
Hi Victoria
Sure you qualify with bank loans or for new properties stagger payment schemes according to construction schedules.

Give me a call 92357711  or email me Kev7711kf@gmail.com for a no obligation discussion.

Best Rgds
Kevin Read More
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Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.

https://www.era.com.sg/R064892F

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
landonchew@email.com Read More
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