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Hi,

Based on the limited info you have shared and due to MSR of 30%, your max loan attainable should be around 274k, thus a good figure to work with for price will be around 540k. alternatively you may want to consider condo projects where your max loan can be higher as MSR does not apply. Thanks and hope to discuss further with your housing plans.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Hi,

Re: Our Preferred Experienced SG Realtor

Based on your saving + CPF =$300K with $4580 monthly salary (Zero debt). Combined TDSR: $2,748

You shall be comfortable with a max purchase price of $750K

We are contactable at 92222389  or onassis@sgrealtor.com.

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Hi Sir,

It will be good if you can let me know the breakdown of your CPF and savings so that I can draft up a financial plan for you. If you are debt free, getting a loan shouldnt be any issues but you will need to undergo the assessment to determine the max loan amount and tenure that you will be eligible for.

With all the information, I will be in a better position to advise you with regards to the max price of flat. Please feel free to contact me! Thank you.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
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Testimonial for Satisfied Clients (2015)

“Nick from Property Avenue has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.

We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer of HDB)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer of HDB) Read More

Evening,

With your combined annual income, assuming that there is no variable component, you should be able to get loan of around $400k to $450k. With that, you should be able to purchase resale unit of around $650k to $700k, after factoring the legal and stamp fee. However, that would also be subjected to whether you are taking bank loan or HDB loan.

Do contact for further discussions.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi,
Base on 4.5K monthly salary without serving any other loan, the estimated max loan amount is around 300K with 28 years of loan tenure.
To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More