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I am a Singapore PR and I am planning to buy a HDB with my husband

My question as per following:
1)how many percent of downpayment when buying a resale HDB?
2) Roughly how much is my total cash out including all the other fees for a property that cost around SGD 400,000?
3) Both husband and wife must have 3 years PR to buy the HDB in Singapore? If husband is already 6 years PR and wife only have 1 year PR. Are we eligible for the purchase?
4) What is the minimum income for purchase 4rooms or 5rooms resale hdb in Singapore?

Thanks for your help

Regards,
Chrisby
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3 Answers

GAN ENG JOO ONASSIS
Hi Ms Lee,

Re: Our Preferred Experienced SG Realtor

Sorry, both SPR must fulfill a min of 3 years period to eligible for HDB resale.

No min income, as long as you fulfill the bank loan requirement for the 80% of purchase price.
$5000 is min cash for HDB downpayment
You need S$106,000 for property around S$400k

Will recommend that you consider to purchase a private condo with sizes depend on your present budget.

We are contactable at 92222389  or onassis@sgrealtor.com.

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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Hi Chrisby
Please feel free to contact me Clarence Liang @ 82820253  to assist you with your queries. Rest assured that it will be a non-obligation discussion.
Thank you

Clarence Liang
ERA
 +65 82820253  Read More
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Evening Ms. Chrisby,

Both SPR buyers must have fulfilled 3 years status before they are eligible to purchase resale HDB unit. As SPR buyers, you can obtain max of 80% loan with 20% as down payment.

Do contact me further for detail discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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