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My HDB 5 room base on latest transaction could sell for $445k and I am left with less than $70k loan assuming I want to buy a resale condominum between $800k to $900k by selling my HDB flat, would it be possible to cover all charges in this switch transaction? Meaning to say I do not want to come out with additonal cash for this buy-sell transaction including all charges like agent fees stamp duty or legal fees.
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6 Answers

Dear Juan,

It is better to discuss face-to-face. No obligations.

As for your case, there are other things to look into.
- Transition period whether u would have a house to stay
- CPF needs to returned back thus cash proceeds
- bridging loan eligibility.
- etc.

Let me know if there could be a chance to discuss further.

Cheerz,
Brandon - ERA Marketing Director
HP: 8233 23 23
Email:aw.brandon@gmail.com Read More
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Hi Juan,

Unless you sell your 5rm HDB first, wait for the proceeds (cash and CPF refund) to come in first, then use the cash to pay for the 5% deposit for the condo,you will incur minimum cash outlay from your own pocket.

Besides, you still need intermediate housing for the transition period (when you sell off your HDB and wait for the condo).

Or else, you can consider to take a bridging loan from the bank.

I would appreciate you can call me at 96836230  or email me at anderang@hotmail.com for further discussion.

Have a nice day.

Thanks,
Ander ERA Read More
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Hi Juan,

Firstly you will need to calculation the sales proceed (cash) you will be taking back after selling your flat. This depend on your previous purchase price, CPF usage, interest incurred, etc.

You will need cash upfront for the 1% Deposit, 4% Exercise Fee + Stamp-duty for your condo purchase.

Please feel free to contact me for more details.

Regards,
Ken Lim (C&H Group)
Mobile : 9027-6142 
E-mail : kenlim09@gmail.com Read More
0
Hi, hopefully you managed to get your doubt or query answered. If, so then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me .

https://www.era.com.sg/R064892F

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
landonchew@email.com Read More
1
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XXXXX The End XXXXXXX Read More
1
WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255

----------------------------888--------------------------------888--------------------------->>>

"If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份) :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

*** You can reach me at my Singapore mobile: (65) 98 56 92 55 or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT : )

“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

XXXXX The End XXXXXXX Read More
1

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