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Hi,

Since you bought SBF from HDB, it is still considered subsidized housing.You will be considered as second timer if you want to ballot for BTO in the future.

In fact, you need to take note that resale levy will apply when you managed to get a 2nd subsidized flat, be it a BTO or new EC.

I’d love to understand your requirements better to provide tailored recommendations. Feel free to contact me via WhatsApp or email, and I’ll be happy to create a detailed financial plan that aligns with your needs!

Best Regards,
Kiki Tan
PropNex Realty
kikitansiokkhee@gmail.com
+65 929 926 58 Read More

Good morning,

you will be considered a second timer if you decide to buy a BTO/ SBF/ EC directly from HDB.

BTO without any housing grants is still considered a subsidised flat.

Owning an EC is a good asset progression to build up your wealth or retirement funds.

Best regards,

YT Tan
Property Kaki
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Hi Yes you will be considered 2nd timer. Do contact me at 97970200  to understand more on your plans and discuss more.

Mark, your RIGHT choice
Propnex Read More

Hi, you will be considered a second timer as despite the slightly higher price for a SBF, it is still considered a subsidized flat.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.

https://www.era.com.sg/R064892F

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
landonchew@email.com Read More

Hi, appreciate your sharing. Propose to do a loan check before making the next move. Do not hesitate to check soon before loan tenure getting lesser.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Sales Of Balance flats is still considered subsidized homes, no different from BTO or resale with housing grants, thus you will be considered a 2nd timer if you go for BTO. Getting BTO is likely going to be cheaper than resale option if we just compare about the price tag, however, if you factor in about the waiting time, where you may need to spend on rental, plus renovation, all in all, resale may not be a bad choice if you are able to find a decent unit.

It is all about supply and demand thus there is no absolute right answer in my opinion.

——

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Senior Division Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
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1. **Subsidized Housing**: Since you purchased a Sale of Balance Flat (SBF) from HDB, it is considered subsidized housing. If you apply for a BTO in the future, you will be considered a second-timer.

2. **Resale Levy**: If you qualify for a second subsidized flat, whether it's a BTO or new Executive Condominium (EC), a resale levy will apply.

3. **EC as an Investment**: Purchasing an EC can be a good strategy for wealth building or preparing for retirement.

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Hi

Yes you will be considered 2nd timer when you apply for BTO again. SBF is bought brand new from hdb at subsidized price so it will be considered one subsidy taken.

Regulations and market prices of properties may change by then in 2 years time as well. So you may want to monitor first and plan again and see what is the best move when the MOP nears.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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-- HDB Executive Maisonette Sellers, Mr & Mrs Yeo --

Before contacting Ivan Ng, our Property Realtor, we were quite apprehensive about our Contra-deal ( concurrent resale & purchase of HDB flats) as at that time the outlook of the resale property market was quite sluggish & pessimistic. But surprisingly our property realtor, Ivan , was able to put us at ease with his professional competence, astute work experience & friendly nature . He was able to consummate our contra-deal within one month of our HDB application. Now we are convinced by his promise that (in Ivan's own words) ... "A contra-deal is where the sale & purchase transactions are done concurrently and completed on the same day. This results in a seamless transition of the funds from your sale proceeds and CPF proceeds towards your purchase price." More importantly Ivan has also managed to clinch a good deal for our contra-deal. We'll certainly recommend him to our kins & friends. Thank you very much, Ivan. We are definitely your satisfied customers!

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I would like to express my appreciation to Ivan Ng for his excellent work. Ivan is a dedicated, client-focused, patient and sincere agent. Throughout the whole process of selling and looking for our next property, he has always acted very professionally that makes my wife and I feel at ease and assured. Ivan is not a pushy and hard sales agent. Ivan listens and understands our needs and carefully guided us through. We are fortunate to have Ivan as our agent. Thank you Ivan.

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We would like to thank you for ensuring a smooth and well-explained process throughout the whole selling and buying of our property. We got to know you thru Property Guru, where we are scouting for condo around West area. We remember that we are quite tight in our budget in purchasing the condo unit,but you are still very willingly explaining and calculating our financial liabilities. You are always having your smiles whenever we met for discussion.

We appreciated your process of selling and buying of our property are very systematically and well executed, from financial calculation to the purchase procedure of our new house. We are always being updated thru our group chat during the Read More