Asked by f***@gmail.com
Hello Dear Professional Agent(s),
My situation and scenario is pretty much hassle, please be patient and kindly advise me...
I'm 33 unmarried with no sibling and have a parent in his late 60s.
My dad divorced with my late mom 25 years back, they sold their 1st hdb that time, I strongly believe my dad did not take any grant and/or loan nor utilise his cpf at all.
So now, we got a 2rm flat that's coming to MOP this month July 2023.
My dad being the sole owner and me being the occupier.
For this flat, he has NOT taken any grant/loan at all and fully paid in cash.
My main concern/question(s) comes:
I am aware that we can upgrade to a bigger unit by purchasing resale only.
The resale I'm looking at is currently at 61 or 60 years lease left.
#1-If I at 33 now, were to buy a resale with my dad, I know there will not be any grant for us but will there be a resale levy? (I have tried on HDB website but not apply to get a HFE)
#2-If I wait until age 35 and purchase resale as main applicant while my dad is occupier, will I be eligible for grant under Family nucleus or Single? (I tried HFE but its SingPass so it knows I'm 33 now so it won't advise me any further)
#3-By the info and details I provided, and keep reading the eligibility on HDB, supposedly, my dad should be a first timer if he and I wants to buy a resale together, isn't this right? Or should I book appointment and make our way down to HDB HQ?
Thank you for your time and patience in reading. Truly appreciate if you can advise me more on these.
My situation and scenario is pretty much hassle, please be patient and kindly advise me...
I'm 33 unmarried with no sibling and have a parent in his late 60s.
My dad divorced with my late mom 25 years back, they sold their 1st hdb that time, I strongly believe my dad did not take any grant and/or loan nor utilise his cpf at all.
So now, we got a 2rm flat that's coming to MOP this month July 2023.
My dad being the sole owner and me being the occupier.
For this flat, he has NOT taken any grant/loan at all and fully paid in cash.
My main concern/question(s) comes:
I am aware that we can upgrade to a bigger unit by purchasing resale only.
The resale I'm looking at is currently at 61 or 60 years lease left.
#1-If I at 33 now, were to buy a resale with my dad, I know there will not be any grant for us but will there be a resale levy? (I have tried on HDB website but not apply to get a HFE)
#2-If I wait until age 35 and purchase resale as main applicant while my dad is occupier, will I be eligible for grant under Family nucleus or Single? (I tried HFE but its SingPass so it knows I'm 33 now so it won't advise me any further)
#3-By the info and details I provided, and keep reading the eligibility on HDB, supposedly, my dad should be a first timer if he and I wants to buy a resale together, isn't this right? Or should I book appointment and make our way down to HDB HQ?
Thank you for your time and patience in reading. Truly appreciate if you can advise me more on these.
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