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Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, that statement is applicable to a local couple but not for PR as a single PR cannot purchase any HDB flat.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Good day to you,

As SPR couple, both buyers must be co-own the unit. The suggestion provided is applicable if one of them is Singapore citizen.

Do feel free to contact me for detailed discussion.

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Regards
Mike Lim
 96929209 
R026708F
m52i@yahoo.com
ERA Read More

Both of you will require to be co-owners of the unit as SPR household. Unless 1 of you take up citizenship before the purchase, then such an arrangement can happen, with the Citizen being the sole owner and the SPR being the essential occupier.

——

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Hi

For SPR households owning hdb, after 5 year MOP when you get private property, you are required to sell off your hdb. PR households cannot own hdb and private property concurrently.

The owner occupier method works for you if the owner has plans to convert to citizenship. Singaporean citizen household can buy condo after hdb of 5 years mop met, and keep both hdb and condo. Do note occupier cpf and income cannot be used to fund the HDB purchase and cannot be recognized for loan application for the hdb also.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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Hi,

This arrangement will not work for PR couple so both names will have to be included as owners.

Hope this helps,

This platform does not allow me to contact you directly so kindly contact me at https://wa.me/6597261112 I would be glad to assist you further.

Thank you and best regards,

Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112 
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS

Testimonial from Satisfied Clients
-- My husband and I wish to commend the sincere attitude and good customer service rendered by your staff Jenny, who handled the sale of our 5R HDB flat early this year. We have met several agents but none as genuine as Jenny. Being a seller agent, she took our interest at heart in handling the sale, unlike other agents who are self-interest. Jenny is punctual and prompt in the whole dealings and we were convinced that such an agent is hard for find nowadays. Jenny is a trustworthy, honest, sincere and hardworking agent. We are happy with her service and would gladly recommend her to our friends in future. Jenny is an asset to Propnex and the organisation should value her. Thank you Jenny for her efforts--
Mr and Mrs Soo (HDB seller)

--Jenny is very committed and responsive to her clients and she has spent hours updating them and looking out for great deals and even tailor-made property proposal geared towards their needs. Will certainly refer her to others and will definitely approach her again in her future--
Nick and Kim (New launch buyer)

--Jenny did a great job helping my wife and I sell our unit. She took active steps to walk our neighbourhood to understand what she was marketing. During the marketing period, she managed potential buyers and provided timely updates and recommendations so we could stay on top of the process. Overall, Jenny was professional and helped us to achieve a positive result which we are very thankful for--
Aaron ( HDB seller)

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--Appreciate Jenny's clear and prompt communication style with us and other stakeholders. She was also patient and client-centered throughout the process of finding a home that met our criteria. As a first-time home buyer, we appreciate how she went out of her way to explain the process and answer questions we had--
Samantha (Resale condo buyer) Read More

1. **Co-Ownership for SPR Couples**: As SPR (Singapore Permanent Resident) couples, both must co-own the HDB unit. The arrangement works if one partner is a Singapore citizen.

2. **MOP and Private Property Rule**: After fulfilling the 5-year Minimum Occupation Period (MOP), SPR households must sell their HDB flat if they wish to purchase private property, as PRs cannot hold both concurrently.

3. **Ownership Requirement**: For PR couples, both names must be included as owners of the property, as the rules prevent a single-owner arrangement.

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