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Hi Nurafiana,

Yes HFE is required as long as your mum intends to buy a HDB flat regardless or whether it is a BTO or resale flat. Try to apply for the HFE early because there is always a surge in applications closer to the BTO launch date.

Please feel free to contact me if you need any further clarifications.

Regards,
Nick Tan
(M) +65 96 44 48 54
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com

SEAA Salespersons Achievement Platinum Award 2020/2022/2023

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Selling our house was a pretty stressful ordeal, as we have already committed to buying our new home and hence have a timeline to meet. Losing a substantial deposit and worse still, not getting our dream home caused many sleepless nights as we are nearing our deadline. I am very glad we have decided to switch to Nick and seek his help after the dismal performance of our first agent. Not only is Nick very patient in explaining things to us, time and time again he gives us reassurance to allay our worries. And he walked his talk.
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Thank you very much once again Nick, for this Read More

Hello,

The HFE application evaluates an applicant's eligibility for both the Housing Grant and housing application, as well as their credit status. This step is crucial for anyone looking to move forward with the purchase of an HDB unit.

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With over 15 years of experience in Singapore's residential property sales and purchase (S&P) cases, I understand the complexities involved in the process. I aim to guide you every step of the way with clear communication, ensuring that all parties are legally represented and protected.

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Regards
Mike Lim
 96929209 
R026708F
m52i@yahoo.com
ERA Read More

Hi Nurafiana

Yes regardless of BTO or resale purchase, there will be a need for HFE letter now as it is the required first step to confirm buying eligibility and any potential grants available for the hdb purchase. She will have to apply a HFE letter on her own, whereas you and spouse have to apply an HFE letter together as well. With the HFE letters, while applying the BTO launch, there will be a section where you can indicate which priority scheme you like to apply under.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
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-- HDB Toa Payoh 5-RM Sellers of Million-Dollar HDB, Mr. & Mrs Leong

We were fortunate to have met Ivan Ng. He was thorough in going through what the complicated home-selling process required of us and more so in understanding what we would like to achieve from the sale of our unit. His responsiveness and assurance, was a trait that we really appreciate. We managed to secure a sale that exceeded our expectation with Ivan’s advises. The offered price for our unit was a record set for the flats in the neighborhood. This was definitely supported by the fact that Ivan’s listing of our unit was detailed and stood out from other listings. Because of this, we also engaged Ivan's service to help us search and buy our new resale home. After some searches and viewings, we managed to secure one at a reasonable price with his help. With Ivan’s cheery and positive demeanour, selling our unit to procuring a new one, was a smooth journey for us. It was a pleasure to have worked with him.

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We would like to thank you for ensuring a smooth and well-explained process throughout the whole selling and buying of our property. We got to know you thru Property Guru, where we are scouting for condo around West area. We remember that we are quite tight in our budget in purchasing the condo unit,but you are still very willingly explaining and calculating our financial liabilities. You are always having your smiles whenever we met for discussion.

We appreciated your process of selling and buying of our property are very systematically and well executed, from financial calculation to the purchase Read More

Dear mdm,

HFE letter is mandatory for anyone intending to purchase HDB whether BTO/SBF/resale.

MGPS involves 2 flat applications (parent + married child), and both households must have valid HFE letters to apply.

Your mom needs one for her own 3-room flat application, and you + husband need one for your unit.

What your mom can do:
Apply for the HFE letter now, as part of the July launch preparation.

During the HFE application, declare her current flat ownership, and state intent to sell.

HDB will factor this into the eligibility assessment.

Since the flat is fully paid up, there should be no outstanding loan complications.

Additional tips:
Once your mom sells the flat before key collection, she’ll comply with HDB’s rule of not owning another flat when taking possession of a new one.

Ensure the sale and purchase timelines are coordinated — some families opt for temporary extension of stay after selling, while waiting for BTO completion. Read More

I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

Hi Yes, HFE is required to purchase HDB flats, do contact me at 97970200  to understand more and discuss.

Mark, your RIGHT choice
Propnex Read More

Hi,

Yes HFE is required as long as she wants to buy an unit.

This platform does not allow me to contact you directly so kindly contact me at https://wa.me/6597261112 I would be glad to assist you further.

Thank you and best regards,

Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112 
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS

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-- My husband and I wish to commend the sincere attitude and good customer service rendered by your staff Jenny, who handled the sale of our 5R HDB flat early this year. We have met several agents but none as genuine as Jenny. Being a seller agent, she took our interest at heart in handling the sale, unlike other agents who are self-interest. Jenny is punctual and prompt in the whole dealings and we were convinced that such an agent is hard for find nowadays. Jenny is a trustworthy, honest, sincere and hardworking agent. We are happy with her service and would gladly recommend her to our friends in future. Jenny is an asset to Propnex and the organisation should value her. Thank you Jenny for her efforts--
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--Jenny did a great job helping my wife and I sell our unit. She took active steps to walk our neighbourhood to understand what she was marketing. During the marketing period, she managed potential buyers and provided timely updates and recommendations so we could stay on top of the process. Overall, Jenny was professional and helped us to achieve a positive result which we are very thankful for--
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1. Your mum must apply for an HFE regardless of buying a BTO or resale HDB flat.
2. Submit the HFE application early to avoid delays caused by high demand near BTO launch periods.
3. The HFE process checks eligibility for housing grants, flat applications, and credit standing—essential for progressing with the purchase.

“Preparation is the key to success.” – Alexander Graham Bell
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QUOTE OF THE DAY " In negotiations, the most important thing is not to win or lose, but to find a solution that is mutually beneficial." Read More

I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

Hi,

1) Your mom as a single is only eligible to buy a 2-rm flexi BTO flat and not a 3-rm BTO flat.
2) A single is only eligible for 3-rm and bigger resale flats.
3) In today's context, all personnel who intend to buy an HDB flat, be it a BTO, SBF, or resale flat, have to apply for an HFE.
4) The HFE will indicate the types of flats eligible to, loan amount if required, grants available, etc. for the applicant's reference.
5) If she can settle for a 2-rm flexi flat, then, you will enjoy the highest priority in your BTO application.
6) Your mon has the option to dispose of the current flat now or within 6 months after key collection of the BTO.
7) Point (6) is valid provided your mom has the financial capacity to pay for the downpayment of the BTO (25%), buyer stamp duty (~3%), and legal fees at the point of signing the lease agreement.

All the best!

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer Read More