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Hi,

Thanks for your query.
If your finances permit, you may wish to look into acquiring an Ec instead ? Please do get in touch for a comprehensive financial calculation with detailed analysis to explore your residence options at no obligation.
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D Kumar
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Hi, if your budget allows, you could go for an EC right away without having to wait that long.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Dear Sir/Mdm,

It depends on your current financial status and cash flow. If you can afford comfortably, I would strongly suggest that you purchase an EC or a condo directly as they properties would provide you with a higher potential upside in a 5 to 7 years period as compared to a resale HDB.

Please feel free to contact me so that I can understand your situation better and provide you with more informed recommendations!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
Visit my website to know me better: www.nicktan.com.sg

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Testimonial from Satisfied Clients
“I would like to recommend Nick Tan from SRI. Before we engaged Nick, we were working with another agent from a very popular property agency in February 2017. We decided to terminate the contract after 5 weeks of zero viewings and no paper advertisements. Basically he was just waiting for phone calls. We engaged Nick on 20th April and by 10th of May, our unit was sold off. Why Nick? 1. He has good marketing strategies 2. He always kept us posted on what he did (communications!) 3. He made sure we understand the current market situation but he will consistently reassure us that the unit can be sold off 4. He is not greedy and trusting 5. He walks the talk”

Peter & Wendy (Property Seller)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”

Mr and Mrs Chan (Sold and Bought a property through Nick) Read More

Hi

If you and your family members have not owned a property before and that the new EC is within your affordability then you should buy a new EC.

Owning a New EC is your end objective isn' it?

You may write to gavin.ng@orangetee.com and we will assist you with the financial plan and any concerns you may have.

Regards

Gavin Read More

Good evening,

Hope you understand that there's no step by step to property ownership in Singapore.

Property ownership is depends on affordability and different family situation.

Purchasing a BTO as first house could be the traditional mindset. I wont say its not the wrong or even right move. As first BTO owner, you will earn capital gain.

But what if you have a better financial situation, you perhaps can think of getting an EC?

EC supply is declining and with a higher land cost for the latest EC site, you most likely able to enjoy a better capital gain compared to a BTO owner (generally).

If both of you draw a decent salary, I might advise you guys to own a private instead. With all the enbloc and GLS craze going on, if we could pick up the right buy, you should be able to enjoy a good capital appreciation.

Buying a private, you can exit anytime. But advisable to do so after 3 years of seller's stamp duty period.

Buy getting a resale HDB, BTO or new EC, you will be trapped between MOP 5 years to 8 years (plus construction period).

So there is no absolute right or wrong move, only buy at right price and right time.

Perhaps you can share more of your intentions and concerns so I will be in a better position to advise you as this could be your second post on Propertyguru.

Hear from you soon!

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

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Hi,

As already commented by various experts over here.

However, I would like to add on the following:
(1) Age: This is one of most crucial and critical factors other than money.
The younger you own a property, more capital appreciation can be make. Capital appreciation or gain is the amount make after selling in simple term.

(2) Income: There are some restrictions on HDB flats, EC on household income.
If you are still within the range, do get a subsidized flat or EC (new), to enjoy the capital gain.

(3) Private vs HDB: It is observed that private property enjoys about 300% more on capital gain over HDB flat.

Conclusion: there is no one solution that fits all people scenario, only solution for most people.

Thus if you have friends/relatives who are in this industry, do contact them for advices.
Otherwise, you know where to find us!

Do note that it is never too early to consult us in order to understand how you could leverage on the knowledge gain.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

Note:
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Hi,

There is no "correct step", as everyone's situation are very different. Ultimately, the steps you should take depends very much on your current profile.

Are you a young couple in your 20s? or 30s? or 40s? any kids? income level? amount of cash and CPF for downpayment? risk appetite? plans for the future? any plans to stay near parents/schools/workplace etc? All these conditions will determine what step you should take at this point of time.

What I can really comment is, as a Singaporean, you really should not be renting a place. As I feel that this is probably the worst decision you could ever make.

Let us take this discussion further, and I can assure you will be much more clear on your direction going forward.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

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Owners / landlords need property agent in sg ( agt ) to rent out or sale of your property
please contact handphone whatspp text to 8279 8327 

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