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Good morning buyer,

you can only register intent to buy/ ink on option to purchase (OTP) on/ after you turn 35 years old if you are thinking of buying under single singapore citizen scheme.

So you can start house hunting probably 1 to 1.5 months ahead of July birthday but I am afraid you cant buy a house yet.

Hope my sharing aids in clearing your doubts.

Have you think of an alternative? Private property?

May I know how can I value further in your property needs?

Find out your property value for FREE on a monthly basis. Simply sign up by clicking the link below:

http://bit.ly/yt_proptrack

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
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Hi,

1) You may apply for IPA from bank to get an indication on how much assistance you could receive for your purchase.

2) You have to wait till your birthday to apply HLE loan to receive an indication on how much assistance you could receive from HDB for your purchase.

3) You cannot sign an Option-to-Purchase without either (1) or (2), as you need a Letter-Of-Offer or HLE before you can exercise.

4) However, you may make use of the HLE calculator to understand how much you could loan from HDB to understand your financial situation.

5) With (4), you could do your homework on exactly which town meets your expectation, and you can well afford it.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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