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Hi i am a Singaporean living abroad trying to return to Singapore. I have been overseas for many years and do not have CPF. My income ceiling is slightly above 7K by a few hundred. My HFE letter was approved but I wasn't allowed to get HDB loan or the grants. I cannot afford a HDB flat without the grants and loan, which mean i will be homeless if i return to Singapore. What are the possibility of getting an appeal in my favour?
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4 Answers

Hi, an alternative will be to apply for bank loan, which does not have an income ceiling.

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Robbie Chen Chee Howe
Hi,

Welcome back to Singapore.

It is unlikely that you will get CPF Housing Grant due to your income. However, you may wish to submit your appeal to HDB for HDB loan and wait for the outcome.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

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Not going to help by thinking about it. Just go for the appeal and see if your MP can help. Read More
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