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Hi,

I am thinking of buying a Condo (to live) in the East side. Ideally a 2 bedrm (900-100sqft) place. Either Resale or TOP latest Feb 2010.

I currently have about 55k in cash and 40k in my CPF Ordinary Acct. I also have 20k+ in CPFIS investments (which I do not mind liquidating if necessary to buy condo).

I have the following questions:
1. What price range can I afford? I can probably save another 10k by December)

2. Can I get a condo in the east within the affordability range?

Would be grateful for your advice. Thank you.
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3 Answers

J.A. Goh 吴永益
Hi FirstTime Buyer,

First 5% must be in Cash. Next 15% either in Cash or CPF or Combine. This is assuming bank approve 80% bank loan. On top of this, the Stamp Duty will also be in cash, but will be reimburse back from CPF.

Suggest you have to do up your calculation first and talk to a banker to assess your loan. Once this is done, you would know what type of condo you can go fo that suits your price budget.

Please feel free to drop me an email or call me directly for further discussion.

Thanks & Best Regards
J.A.Goh - ERA
HP: 9639 0350 
www.gohjaERA.myweb.sg
Email: gohja@singnet.com.sg Read More
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"If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ABLE Toh>>9856 9255 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份) :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

*** You can reach me at my Singapore mobile: (+65)>>9856 9255>> or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT :)

“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

XXXXX The End XXXXXXX Read More
1

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