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hi, i have two questions. I am a Singaporean citizen now starting 15 Jan 2025 (previous was Malaysian), and my spouse is currently a PR holder.
We have sold our private house in KL and completed all the procedures in Sept 2023.
My question:
1. can we buy a resales HDB now in 2025 by using HDB loan?
2. can we use grant for the resales HDB?

thank you.
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11 Answers

Hi

Yes as the 15 month wait out period is over, you can purchase resale hdb and apply the HFE. HDB loan is possible if your income is below 14k per month. The grants available will be stated in the HFE as well. May I know the number of bedrooms you are looking to get?

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
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Hi, appreciate your sharing. Sorry PR only bank loan allowed, unless Singaporean. Sorry PR there is no grant given, both require to be married and PR for past 3 years.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More
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Good day to you,

Based on the information that you have provided, both of you are eligible to purchase resale HDB flat, using CPF Housing Grant. Do take note of the Income Ceiling requirement.

Let me assist you in realizing the intention of securing your dream home.

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Regards
Mike Lim
 96929209 
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m52i@yahoo.com
ERA Read More
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The 15 months wait out period is over by now therefore you are technically eligible to purchase a HDB apart from other eligibility criteria. Do apply for HFE to see what the results are including HDB loan eligibility.

——

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Senior Division Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
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1
Hi Sir / Madam;

Yes, you are eligible to buy HDB & use HDB loan (if your income criterias fulfill the eligibility). Housing Grant is also applicable (depending on your combined income ceiling). Please do take note, resale levy is payable when you purchase BTO /new EC in future ya.. Do feel free to contact me for further discussion. I'm also a new citizen frm Msia, so have been thru the process myself too. Cheers..

Rgds;
Lyna Song
 96238442 
Associate Group Director
Propnex Realty Pte Ltd
lynasong@hotmail.com Read More
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Hi Do contact me at 97970200  to understand more and discuss.

Mark, your RIGHT choice
Propnex Read More
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Hi, yes both is possible.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.

https://www.era.com.sg/R064892F

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
landonchew@email.com Read More
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Tan Pei Cheng (Pei)
I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More
0
The 15 months wait out period is over by now therefore you are technically eligible to purchase a HDB apart from other eligibility criteria. Do apply for HFE to see what the results are including HDB loan eligibility.

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1
Hi,

Yes you are eligible now. My advice is to apply for HFE on HDB website to find out other important info such as your loan eligibility, grant amount etc.

I can assist you in finding the right unit. Please refer to my testimonials below for your consideration.

This platform does not allow me to contact you directly so kindly contact me at https://wa.me/6597261112 I would be glad to assist you further.

Thank you and best regards,

Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112 
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS

Testimonial from Satisfied Clients
-- My husband and I wish to commend the sincere attitude and good customer service rendered by your staff Jenny, who handled the sale of our 5R HDB flat early this year. We have met several agents but none as genuine as Jenny. Being a seller agent, she took our interest at heart in handling the sale, unlike other agents who are self-interest. Jenny is punctual and prompt in the whole dealings and we were convinced that such an agent is hard for find nowadays. Jenny is a trustworthy, honest, sincere and hardworking agent. We are happy with her service and would gladly recommend her to our friends in future. Jenny is an asset to Propnex and the organisation should value her. Thank you Jenny for her efforts--
Mr and Mrs Soo (HDB seller)

--Jenny is very committed and responsive to her clients and she has spent hours updating them and looking out for great deals and even tailor-made property proposal geared towards their needs. Will certainly refer her to others and will definitely approach her again in her future--
Nick and Kim (New launch buyer)

--Jenny did a great job helping my wife and I sell our unit. She took active steps to walk our neighbourhood to understand what she was marketing. During the marketing period, she managed potential buyers and provided timely updates and recommendations so we could stay on top of the process. Overall, Jenny was professional and helped us to achieve a positive result which we are very thankful for--
Aaron ( HDB seller)

--Jenny was very passionate and went the extra miles to help. Thanks to her professional advice and recommendations, I had finally found my dream home--
Yvonne (New launch buyer)

--Appreciate Jenny's clear and prompt communication style with us and other stakeholders. She was also patient and client-centered throughout the process of finding a home that met our criteria. As a first-time home buyer, we appreciate how she went out of her way to explain the process and answer questions we had--
Samantha (Resale condo buyer) Read More
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