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Hi, you will not be able to do so if you do not have a valid HFE on hand by then. Unless you can try applying for an HFE now.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

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Landon Chew
97 39 60 40
landonchew@email.com Read More

Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, you would be required to have a valid HFE.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Good day to you,

With the court order being amended on Feb 2025, your ex-husband can proceed with the part purchase on your share. The process will take about 2 months, before the CPF fund and cash proceed, if any, will be in your hand.
Being at age 34, unless you have custody, care, and control of your children, you are not eligible to purchase an HDB unit under the Single Scheme.

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Regards
Mike Lim
 96929209 
R026708F
m52i@yahoo.com
ERA Read More

I would be glad to assist you.
Feel free to contact me at wa.me/6597100155 Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

1. You can apply for HFE after obtaining an Interim Judgment and settled the ancillary matters on your matrimonial property and the custody, care, and control of your children.

2. With the HFE, as you are 34 YO, you are unable to participate under the Singles scheme. You can still participate under the Public scheme with your child as the co-occupant if you hold the legal custody, care and control of your child. This is not a priority scheme regardless, which means that your chances of a SBF unit is low. Under the current balloting for SBF, only 2% of flats are allocated to second-timers without priority schemes.

3. You actually have better chances for BTO than SBF given that there is a priority scheme exactly for divorced parents, called ASSIST. where 5% of standard flats are allocated for this purpose. However, it is only for 2room flexi/3 room.

4. On the issue of rental, should you secure a flat with HDB, as a divorced parent with child you could be eligible for Parenthood Provisional Housing Scheme (PPHS), which provides you with low rental rates from HDB while waiting for your new flat. So I wouldn't put off a BTO decision if you are eligible:

https://www.hdb.gov.sg/residential/renting-a-flat/renting-from-hdb/parenthood-provisional-housing-schemepphs/eligibility

If you find what I wrote useful, and would like a further discussion into your options, feel free to contact me @ wa.me/6582882998.

Warmest regards,
CY Chua
 8288 2998 
chungyeow.chua@propnex.com
Propnex Realty Pte Ltd Read More

You will only be able to participate in SBF when you have a valid HFE. You may try applying for HFE now and see the outcome if final judgement has been obtained for the divorce proceedings pending the changes to the court order regarding the management of the existing unit.

——

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1. **HFE Eligibility & Timeline:**
To move forward with buying a flat, you'll need a valid Housing for Elderly (HFE). If you don’t have one yet, consider applying now. Once the court order is updated in February 2025, your ex-husband can proceed with buying your share of the property. The whole process may take around two months to finalize any CPF or cash payments.

2. **HDB Purchase Options for Divorced Parents:**
At 34, you're not eligible for the Single Scheme unless you have custody of your children. However, you can apply for a flat under the Public Scheme with your child as a co-occupant, but be aware this is a lower-priority option. With the current balloting system, only 2% of flats are allocated to second-timers without priority schemes.

3. **BTO vs SBF for Divorced Parents:**
You have better chances with Build-To-Order (BTO) flats, especially since there’s a special scheme for divorced parents called ASSIST, which reserves 5% of units for this group. However, it’s only available for 2-room flexi and 3-room flats. If you qualify, it’s worth considering.

"Success is not final, failure is not fatal: It is the courage to continue that counts." – Winston Churchill
WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(2) (***) You can READ my REVIEWS here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

(3) For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)

*** You can reach me at my Singapore mobile: (65) 9856 9255  or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”
=========
(4A)✅✅ For the Below Condominium that may Achieve TOP ( Temporary Occupation Permit / Relatively New Condominium which may faced Difficulties/ Challenges to rent / sell at your Expected Pricing as facing too many neighbour’s units competing to Sell / Rent Out ,...
(4B)✅ ✅ ✅ I am okays NOT TO be the Sole Exclusive Agent , but the “ Open Listing “, additional pair of hands to help you bring the matching buyer / tenant Read More

I would be glad to assist you.
Feel free to contact me at wa.me/6597100155 Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

1. **HFE Eligibility & Timeline:**
To move forward with buying a flat, you'll need a valid Housing for Elderly (HFE). If you don’t have one yet, consider applying now. Once the court order is updated in February 2025, your ex-husband can proceed with buying your share of the property. The whole process may take around two months to finalize any CPF or cash payments.

2. **HDB Purchase Options for Divorced Parents:**
At 34, you're not eligible for the Single Scheme unless you have custody of your children. However, you can apply for a flat under the Public Scheme with your child as a co-occupant, but be aware this is a lower-priority option. With the current balloting system, only 2% of flats are allocated to second-timers without priority schemes.

3. **BTO vs SBF for Divorced Parents:**
You have better chances with Build-To-Order (BTO) flats, especially since there’s a special scheme for divorced parents called ASSIST, which reserves 5% of units for this group. However, it’s only available for 2-room flexi and 3-room flats. If you qualify, it’s worth considering.

"Success is not final, failure is not fatal: It is the courage to continue that counts." – Winston Churchill
WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(2) (***) You can READ my REVIEWS here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

(3) For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)

*** You can reach me at my Singapore mobile: (65) 9856 9255  or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ” Read More