When deciding between a smaller 3-4 bedroom condo in the **Outside Central Region (OCR)** near an MRT station or a larger cluster house condo in the **Rest of Central Region (RCR)** away from an MRT, there are a few key factors to consider:
### 1. **Location and Accessibility**
- **Smaller Condo in OCR (Near MRT)**: Living near an MRT station boosts convenience, especially for daily commuting, and is always in demand, making it easier to resell or rent out in the future. Proximity to public transport is a major selling point, especially in Singapore’s urban landscape.
- **Larger Cluster House in RCR (Not Near MRT)**: While a bigger space might be appealing for long-term living, being further from an MRT station can lower the property’s rental appeal and resale value. People generally prefer places with easy access to transportation.
### 2. **Size and Space Needs**
- **Smaller Condo**: If you're working from home, a 3-4 bedroom condo in a smaller size could still offer enough space for work and leisure. The main advantage here is the location and the potential for future capital gains.
- **Larger Cluster House**: If you prioritize space and foresee a need for larger rooms or a bigger garden area, a cluster house provides that. However, you need to weigh if the size outweighs the inconvenience of being away from an MRT station.
### 3. **Potential for ROI**
- **Smaller Condo in OCR**: Condos in OCR near MRT stations generally experience better capital appreciation due to their prime location. While the size might be smaller, the location typically offers better future resale value.
- **Larger Cluster House**: A larger unit in RCR could be attractive for those wanting more space, but it might not offer the same level of liquidity or long-term ROI as a smaller condo near transport hubs.
### Conclusion:
For long-term stay, if your priority is convenience, capital appreciation, and easier resale or rental, the **smaller condo near an MRT in OCR** might be a better choice. If you're looking for space and don’t mind less access to public transport, then the **cluster house in RCR** could be ideal, but its future ROI potential may be lower.
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