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Morning,

Is your current EA still under mortgage? If so, bank can only lend you max of 60%. 10% of which must be cash, and remaining 30% be in cash / CPF / CPF + cash.

FYI
Mike Lim
 96929209 
ERA Read More

Hi,

In addition to what mike has mentioned, it is possible to get 80% loan based on different scenarios instead of the 60% even with mortgage.
You can either contact me or look for a banker for advice. I have mentioned how you can go about doing it in my previous post.

However, please be advised not to overstretch your mortgage as its not prudent.

Good luck

Ken Tan
 96461490 
Huttons

more info, go to www.96461490.com Read More

Hi Boathouse,

I take back my words, as i realized that your current mortgage is of HDB and not private property. The scenarios i mentioned only apply for current private properties mortgage. My apologies.

Ken Tan
 96461490 
Huttons

more info, go to www.96461490.com Read More

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.

https://www.era.com.sg/R064892F

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
landonchew@email.com Read More