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Hi,

Each individual can only take up 2 hdb loans in their lifetime. Also, to qualify, you need to be earning 10K and below per month for a household, and 5K and below for an singaporean single 35 and above. As long as they are fulfiled (whichever case that applies to you), you will be eligible for resale hdb with hdb loan.

For bank loan, it will be as follows:
Cash 5%
Cpf 15%
Bank loan 80%
Stamp duties & conveyancing fees 3%

Thanks and hope to assist with you housing plans further.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Www.ivanng10.com Read More

Hi,
To eligible for HDB loan, it depends on you last bank loan.
Cost breakdown for the purchase are:
- 5% cash
- 15% cash or CPF
- 80% bank loan
- 3% stamp fee and legal fee by cash or CPF

Please drop me an email for me to compute the estimated bank loan quantum for the purchase.

I can be contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi there!

Just a brief financial overview of your purchase-

Based on 80% loan of purchase price, 20% cash payable of which:
15% CPF
5% Cash

You would be liable for :
-Buyer Stamp Duty 3%
-Legal fees, valuation fee

I have recently helped my client secure his ideal resale HDB property recently ,below valuation within a week of viewing, and believe I could assist you similarly! Please feel free to contact me at 96659926  for a non obligatory discussion for me to better understand your requirements and specifications to be in a better position to advise you further in the most detailed and thorough manner.

Based on your requirements and preferences, I will succinctly shortlist and come up with a customized list of units to view.

I will walk you through the entire process- assisting you all the way from finding the perfect property to negotiating for the best price to post deal paperwork, to establishing financial calculations and ascertaining risks. I will also provide you with the transaction caveats and sales report to further enhance your understanding of the market sentiments.

Visit my website to view my testimonials & recent awards to gather more information on me: www.kumarrai.com

Look forward to hearing from you!

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com
www.singapore-newproperties.com.
contactdkumarrai@gmail.com

About Me-

ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
2014 Overall Top Achievers
2014 December ERA Top Achievers
2014 3rd Quarter ERA Top Achievers
2014 August ERA Top Achievers
2014 September ERA Top Achievers Read More

Good evening buyer,

Sorry to inform you that you are not eligible for HDB loan as you have disposed off a private property 30 months before date of application of HLE. Kindly refer to http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/HLHDBWho?OpenDocument for clarification.

Thus you are only able to obtain up to 80% bank loan. Your initially outlay will be as such:

1) 5% cash downpayment (consists of option deposit)
2) 15% CPF/ cash downpayment
3) estimated 3% buyer's stamp duty
4) $3k legal fee
5) $200 valuation fee
6) $80 resale submission fee
7) agent's commission (1% of purchase price plus 7% GST)

Hope my explanation helps!

If you need any assistance or advice in your property purchase, feel free to contact me. Cheers!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com
(W):www.propertyavenue.com.sg Read More