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Hi there,

My wife and myself is currently looking for a 5 room flat in Tampines, Pasir Ris area.

This is our 1st flat (thus eligible for first time buyer grant.

We have a total combined CPF of 50K and cash of 20K. A total monthly household income is around 4.5k.

The question is, after considering the grants, (additional grants etc), will we be able to afford a 5 rm flat, at the current market, around these 2 areas.

We should be able to make monthly payments through cash after CPF deductions, to about $400 each month.

If we are intending to secure a place by June 2010, when we should start applying for the HLE?

Thank you for the kind advise
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3 Answers

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