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Good afternoon,

Its possible, as long as for the property you are buying, there are no CPF usage restrictions. Some older 99 year leasehold properties with limited balance lease that cannot cover the buyer till 95 years old, there will be CPF usage restrictions. For buyers 55 years old or above, there are also basic retirement sums you need to set aside.

May I have more info and requirements about your plans so to make better recommendations of projects with better value? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Diamond Achiever

ERA Top 15th Achiever in April 2019 (Top 1% Company Level)
ERA Top 86th Achiever in Sept 2019 (Top 2% Company Level)
ERA Top 600 Achievers in Year 2017 (Top 10% Company Level)
ERA Top 300 Achievers in 3rd Quarter 2017 (Top 5% Company Level)

SMU BBM (Finance), Magna Cum Laude
Proactive. Sincerity. Feedback.

Contact: (+65) 97432395 
Email: Ivanng10@gmail.com
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(Client's Testimonials)

**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! **

-- EC Sellers, Private Property Buyers Dr. Chan & Ms. Xie --

I would like to compliment Mr Ivan Ng for his professional work and effort.I sent my first post in Jan 2019 and Ivan replied promptly, so I have decided to contact Ivan for follow up. My EC was not ready for sale due to MOP (another 3 months from Jan) at that time and Ivan was able to give me advices on how to proceed from there. Initially we have decided to try to write to HDB for early sale but since it was only 3 months left, eventually we waited for another 3 months while we looked for our next property. Ivan was able to arrange for new property showroom appointment at a timely manner while helping us to list for our EC for sale. We were a bit worried when our EC sale time was longer than expected due to trade war, but Ivan was able to reassure us that our EC would sell. By November, he managed to secure a buyer for our EC. Thank you.

-- HDB Yishun BTO 5-RM Sellers, Private Property Upgraders Mr. & Mrs. Koh --

I would like to express my appreciation to Ivan Ng for his excellent work. Ivan is a dedicated, client-focused, patient and sincere agent. Throughout the whole process of selling and looking for our next property, he has always acted very professionally that makes my wife and I feel at ease and assured. Ivan is not a pushy and hard sales agent. Ivan listens and understands our needs and carefully guided us through. We are fortunate to have Ivan as our agent. Thank you Ivan. Read More

Hi

Broadly if you have enough cash and CPF for the purchase of the property, you need not apply for a loan. If I may ask your age as there may be implication to the use of the CPF fund.

You may text 9620 0827  for a casual chat.

Gavin Read More

Hi

Broadly if you have enough cash and CPF for the purchase of the property, you need not apply for a loan. If I may ask your age as there may be implication to the use of the CPF fund.

You may text 9620 0827  for a casual chat.

Gavin Read More

Hi, pls kindly contact me at 98216829  for more discussion. There’s many choices within your affordability.
Thanks
Shoan
OTT
 98216829  : Read More

Hi, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Dear sir/mdm,

It will be my pleasure to be able to look into your housing needs. With more clarity on what you are looking out for in the purchase as well as any concerns you may have, it will be easier for us to see how we can assist you further.

Please get in touch in private through my mobile or email as we do not have means to get in touch with you and also we are not alerted to any responses posted here.

Regards,
Geryl Lim
Mobile 81577565  /92787772
geryl7772@gmail.com Read More

Hi;

Congrats on cashing out on your property. Yes, you can don't take a loan or take minimum loan for your next property, but I wouldn't recommend you to do so. Please contact me for further discussion as im unable to contact you here.. Thanks

Rgds;
Lyna Song
 9623 8442 
Associate Group Director
Propnex Realty Pte Ltd
lynasong@hotmail.com
https://wa.me/6596238442 Read More

Hi Yes it is possible, do contact me at 97970200  to discuss on the differences and your best step forward.

Mark, your RIGHT choice
Propnex Read More

Dear Sir/Mdm,

In my opinion, it may be a good time to leverage and take a loan as the bank interest rates are low now and will remain low in the foreseeable future. The cost of borrowing is therefore low and you may use the spare funds to invest in other instruments which may yield higher returns for you.

Please feel free to contact me so that I can share with you more and also highlight some of the projects worth looking at in the current market.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
Visit my website to know me better: www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
http://bit.ly/CEAnews

I have written a guide on buying Residential Property:
http://bit.ly/buypropertyguide

Testimonial from Satisfied Clients
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

HI,

Congrats on the sale of your unit and ready to embark in the next phase of life with a new dream home!!

The amount of funds you have on hand is definitely enough to pay in full for a property but should we do that? This will be the burning question on hand.

If you pay in full, then you don't need to take loan and save on the borrowing cost.
With the reduction in interest rate, it mean the mortgage cost will be lower but at the same time, bank interest rate will be low too if you actually looking to leverage and place the funds in Fixed deposit.

We need to weigh the pros and cons to do a calculation to see which is more feasible.

As I am not able to contact you first, may I seek your help to contact me at 92707548  to discuss further?

Thanks!

Alan Sng
PropNex Read More

Dear Client

Good day to you! I would be more than happy to assist you in the house purchase.

Over the past 5 years, i have taught my clients my prone framework that helps my clients systematically identify project to see which is a winning or losing project. I can teach you this framework which other people have benefited in order for you to use this framework yourself to identify projects. You will be empowered to choose your own project after learning this framework!

Feel free to give me a call at 81255537  or email me anytime in order to share with you the latest fact and figures to understand why many people are taking action in today's market and the criterias when buying a private property with great potential up side. Hope to hear from you soon!

Warmest Regards,
Thea Hoi
 81255537 
thea@theahoi.com Read More

Hi,
I would be glad to assist you.
Feel free to contact me @ 97100155 
Pei Propnex Read More

Hi Sir/Madam

Congrats on the sale of your unit!

You can pay your next property fully with cash and cpf, it is not a must to take loan
However having said that, I need to understand more about your requirements to be able to advise you further
I will be glad to assist
No agent fee from private property buyer

I won't be able to contact you first as I do not have your contact, appreciate if you can contact me at (65) 96608508  or Silviayang8@gmail.com
or click here http://bit.ly/2tzIQ1a to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

PropNex Realty Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More

Hi, if the house is not too old, yes, you can choose to pay by cash and cpf without loan.
Whatsapp to ERA Jonny Wang 97258060  Read More

Hi

Just curious.. What do you want to buy? i.e. landed? condo (how many bedrooms)?

THanks.

Raymond Lim
CCN Realty Pte LTd
 91388805 
Email: raymondshaq@hotmail.com Read More

Hi,

Yes, as long as you have the funds to pay for the purchase, there is no rules that say that you must take a loan for a property purchase.

I am experienced and well-versed in both private and HDB resale transactions. I will be able to assist you in your housing plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi
No problem on that although as some agents have highlighted, CPF usage might subjected to some restrictions. Do contact me at 93375051  for a free and non obligatory consultation discussions on this. I can also assist to look out and process the purchasing process everything for free if given a chance to assist.

Regards
Taufik Hussein
ERA Realty Network Pte Ltd Read More

Hi there, I am glad to be of assistance. Let's meet up so I can understand your needs better.
I can be reach at 94508732  .

Andik Imran
 94508732 
Propnex Read More

it really depends on what this purchase is for...
1. Own stay
2. Investment

Feel free to contact me for non obligatory discussion...on the abv 2 scenarios ...and with / without mortgage

Regards
Steven Wang
OrangeTee
khim.wang28@gmail.com
 +65 9169 5023  (whatsapp for quicker response) Read More

Greetings from Ohmyhome!.

We are able to assist you on this matter.

For more information, kindly contact us at 68869009  or WhatsApp us at 97551009  .

Richmond Chia
Senior Advisor
Ohmyhome Pte Ltd Read More