Asked by Mr. Jason Ong
Buying a resale. I am a Singaporean married with a foreign spouse on long term pass. I know I am not eligible to have bto. So if let say I were to buy a flat of 400k. If I took hdb loan and let say hdb can loan me 90percent and I have the live near parents grant of 20k and cpf grant of 30k. Can the grant of 50k use to offset my downpay of the 10 percent? Or I die die have to pay the 10 percent using my own cpf or cash first on my side? Hope a knowledgeable agent can clarify this.
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