Property & Real Estate Discussions on Home Financing

3435 Results Found in Home Financing

RS in Home Financing

asked on 8 Feb 2011

I'm having a 5rm flat co-own with my parents with an outstanding HDB concession loan of $215k. Will I be about to refinance my flat with a bank at a higher loan amt (Eg $300k/$350k)? -> Credit rating: ok -> Income: ok OR I will ONLY...

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kelly tan in Home Financing

asked on 7 Feb 2011

Hi gurus, Like to ask abt housing interests rate e.g SOR & SIBOR. What drive the interests ? USA econs ? Does it means higher employment rate in USA would means higher housing interests rate ? Can also shed some lights for the last few years...

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DanP in Home Financing

asked on 6 Feb 2011

The HDB website seems to suggest that buyers under the SSC scheme whose monthly gross income is above $3,000 are not eligible for HDB loan. Hence, only bank loans are allowed. What are the main differences between a HDB and Bank loan? Which...

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Carol Bizet in Home Financing

asked on 3 Feb 2011

Hi, I currently own a fully-paid for HDB apartment with my husband. We are thinking of investing in a condo. Do we need to leave a certain amount of cash in our CPF ordinary account or can we use it fully for the purchase of our second property?...

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Faiz Anuar in Home Financing

asked on 2 Feb 2011

Hi, I would like to know whats the cash outlay for me to purchase a Freehold landed property at the cost of 2.5mil. I am an upgrader from a HDB Maisonette. Thanks.

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danesh azri danesh in Home Financing

asked on 2 Feb 2011

hai to any agent, i need and opinion and advice ...i had about 25k cash and 230k in my cpf.I already taken hdb loan 2 times and my appeal is rejected.I try to loan a bank but my past credit record still not clear and been rejected.Hope any...

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ZH Tan in Home Financing

asked on 31 Jan 2011

I'm looking for a 3 bedrm FH condo in geylang area. However, i found out that most banks not able to match the price. Which mean i got to come out more cash? And i was advised not to buy any unit below lorong 30 ? Is it because it is in the red...

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Invincible Dragon in Home Financing

asked on 30 Jan 2011

I want to upgrade from HDB to EC. May I know how much the maximum amount can I loan? As the condo (EC) would require a few years to construct, I do not want to sell my flat now. Maybe would wait at a much later date

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tomin thachankary in Home Financing

asked on 30 Jan 2011

while buying a new propert by a foreigner , can we make payments in stages? for esample- for buying a new condo which is going to be completd in 3 years and worth one million, can i meke a down payment of 100000 now and make progressive payments...

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Stanley Sum in Home Financing

asked on 29 Jan 2011

My mother is interested in buying a private property under her own name, and she doesn't have any existing property loan. However due to her age (59) and low income, she wants to bring in my Sis as a guarantor. My sis has a existing hdb loan. Base...

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Ron Jones in Home Financing

asked on 25 Jan 2011

Hi, we are SPR couple who plans to buy a resale Hdb, just want to ask if the 20% remaining after bank loan will be fully financed by our CPF? or 10% only? the COV and the 10% will be a direct cash out from us?enlighten me pls..thanks...

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m t in Home Financing

asked on 23 Jan 2011

hi i am looking at some of the EC but got some question regarding financing. i have a exisitng 5rm flat and still serving loan. can anyone give me the breakdown and cash i need to prepare before i sell my existing house. the EC i looking...

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Venky in Home Financing

asked on 22 Jan 2011

I am an Employment Pass Holder. I would like to buy a condo. Will I get a home loan here? thanks.

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Mbt Dell in Home Financing

asked on 20 Jan 2011

I currently have an outstanding mortgage for a private property but am looking to buy a larger place and can't affort a second mortgage and/or the 40% downpayment. What should I do if I can't time it perfectly, i.e. sell my current place before...

0 • 1782 views 1 Answer

Mbt Dell in Home Financing

asked on 20 Jan 2011

0 • 694 views

David Lim in Home Financing

asked on 19 Jan 2011

Can a co-owner withdraw from the HDB concessionary loan and allow the other co-owner to continue to pay the HDB loan? Assuming that the 2nd co-owner monthly contribution to CPF OA is more than enough to cover the monthly HDB mortgage.

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Kevin Wirawan in Home Financing

asked on 19 Jan 2011

Hi I currently own an Executive Condominium which has reach the 5 years MOP. As the value of the EC has risen, I would like to take a cash out equity loan to fund other investments. Is that allow ?

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doddy setyadi in Home Financing

asked on 18 Jan 2011

I've been living in Spore for almost 4 yrs now, and I'm thinking to settle down here and buy a small apartment instead of paying rent for over 2K per month. My questions is, is there a financial institution / bank that could help me as my saving...

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David Lim in Home Financing

asked on 18 Jan 2011

What is the chance of a 62-year old retiree getting a mortgage for a private property after he pays the 80% downpayment in cash? Can his son be his guarantor for the mortgage to go through?

0 • 958 views

David Lim in Home Financing

asked on 17 Jan 2011

I just bought a BTO HDB flat which is less than 1 year old and on a HDB-concession loan now. I would like to get a private property. As the Minimum Occupation Period is 5 years for new flat and I have an existing loan with HDB, I believe I...

0 • 1612 views 1 Answer

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