Property & Real Estate Discussions on Home Financing

3433 Results Found in Home Financing

Mahathir Mohamad in Home Financing

asked on 4 Mar 2010

I've bought a new flat from HDB under the BTO scheme recently. 10% of my CPF has already been deducted for downpayment of the flat. I am now looking for a condo or private property in the range of 700k - 1M. Am I now still eligible to buy...

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Shan Shan in Home Financing

asked on 2 Mar 2010

My property at Heritage view: How to calculate the Property Tax: Need to evaluate if I rent it out is ok or staying of own is better. Its 3+1 1313sqf unit.

0 • 1815 views 1 Answer

Jackson Tan in Home Financing

asked on 2 Mar 2010

Are these the amount that need to come out hard cash for purchasing a flat excluding agent fee? What is exercise fee and can it be paid using CPF? 1) Option Fee - $1000.00 2) Exercise Fee - $4000.00 3) Caveat Fee - $128.90 4) Transfer Fee -...

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hifive in Home Financing

asked on 28 Feb 2010

If using CPF to pay for 2nd property, and being subjected to selling 1st property within 6 months. If the property does not got sold by 6 months, is it possible to apply to CPF Board for extension?

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kevin tan in Home Financing

asked on 28 Feb 2010

Can i understand whether the 35% cap on monthly installment is applicable to Gross or Net Income? If i am using CPF to service my monthly installment, it the CPF portion considered part of the 35% cap?

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Rachel Li in Home Financing

asked on 23 Feb 2010

understand 1% valuation price payble. can we pay by hdb grant /loan or have to be in cash? I am looking at a 5room flat at tampines.

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Kenneth Wendall in Home Financing

asked on 23 Feb 2010

Hello, I would like to: - *know approx. bank loan amt to 38/M/Foreigner, earning approx 100 p.a.; *would financing a 750k new condo seem reasonable/possible (+ ins + commitments approx $3k p/mth; *if wife is a Sg/housewife with CPF,...

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Steve in Home Financing

asked on 22 Feb 2010

I am not approved for HDB concessionary loan. Only resort is to get a Bank Loan. My CPF ordinary around 130K, income 3.5K. I have around 20K in debt and repaying constantly without fault, and a car loan of 650/mth. Looking at the COV and 5%deposit...

0 • 2368 views 1 Answer

yy in Home Financing

asked on 21 Feb 2010

Hi, I would like to raise a question regarding progressie scheme financing. I am looking at buying a private property at 750k. TOP scheduled at 2012. Please advise me on the monthly payment I hv to pay off appoxi.? Thank You.

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marlon marlon in Home Financing

asked on 20 Feb 2010

we plan to buy a 4 bedroom unit in Tropical Spring in Simei. But the budget that we have is only up to 850K. We only have around 60-65K in cash. Our combined CPF acount ordinary is around 120k Questions: 1) Is it possible to get from a...

0 • 1344 views 1 Answer

Andy Tan in Home Financing

asked on 17 Feb 2010

Hi, prior to purchase a new property i had called up the bank to seek in principle approval for home loan. Upon submission of the documents, the banker gave me a call to approve my in principle loan. Therefore, with this i proceed to place my one...

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HP in Home Financing

asked on 17 Feb 2010

Hi i need some advice on the typical payment schedule for private property. Also for downpayment, isit usually 20% of the property price?

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Upgrader in Home Financing

asked on 16 Feb 2010

Understand there is a minimum sum we need to set aside for 2nd property to use the CPF money. Can we use CPF money for 2nd property downpayment even we do not have enough minimum sum?

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JJ in Home Financing

asked on 14 Feb 2010

Hi, I co-own a HDB 4-rm flat with my wife. Only left $70K left to pay for it. A few months ago, I purchased a condo (99-yr) with 90% loan. Just rented out to professional expat on 3-year lease. The whole rent goes to paying the monthly mortgage....

0 • 1075 views 2 Answers

Rick Wee in Home Financing

asked on 13 Feb 2010

A newbie who want to buy a cond. I'm looking at ard 650k. What types of payment do I need to pay in cash? Understand 5% cash n 15% CPF. Anything more? Combine CPF are 400k to 450k, and looking for a bank loan of 150k - 200k. Am I able to get the...

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Upgrader in Home Financing

asked on 11 Feb 2010

My current 4A HDB is estimated to be fully paid within 3 years. We wish to rent out our HDB while buying a condo for own stay. However, we do not have extra CPF for second property as I get to know we need to set aside minimum sum for second...

0 • 946 views 1 Answer

Zam Az in Home Financing

asked on 7 Feb 2010

Hi Gurus. I have sold my HDB flat bought with HDB grant. I am currently renting a condo. I am planning to buy a 3 room HDB using bank loan and some of my CPF. Thereafter, can I still buy a condo (not yet TOP or maybe resale) and still use my...

0 • 813 views 1 Answer

K Teo in Home Financing

asked on 4 Feb 2010

This is a further question about my walk up opposite Great World City. For the last 2 years no one has sold any units here. If i do need to let this go to get another place, does anyone have any idea where I can go to get a valuer?

0 • 816 views 1 Answer

eunice in Home Financing

asked on 30 Jan 2010

1.Beside the 20% down payment, is there any other cost should I prepare? 2.Can we buy hdb resale flat, if only the husband as a Singapore PR? 3.Regarding the CPF Account, which account can we use to pay the 20% down payment? thanks for your...

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javier tan in Home Financing

asked on 29 Jan 2010

I will wish to know roughly how much can i loan for the bank as i am interested in buying a condo for investment purpose. My age is 26, annual income is around 100k owe no car or insurance currently. Will wish to know what price range of condo i...

0 • 1370 views 3 Answers

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