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Hi JJ,
Happy Chinese New Year.
Based on your simple account of your credit history you shall be able to get another loan
from the bank for another purchase of another Pte Property for investment.
For more details or clarifications, I can be reached on 91465252  or alanlow5@singnet.com.sg

Alan Low Read More

Hi Yes and No.

You need to check with the banks.

There is a maximum loan quantum for a person.

The bank share a central system that can assess your credit. Though you may have a clear history, the banks will not want to take on more risk that they can allow.

The banks may allow you to stretch where they allow 70% loan instead of another 90% that means you have to come out with 30% cash which may be from refinacing your HDB?

Therefore it is alway better to check with bankers first as they are the right professional for giving you loan advices. For us property professional, we can give advice yet it is the bankers and bank policy that counts. Realtor don't write bank policy.

Call me at 96722265  . I can recommend 5 bankers from different banks you can seek advice from. Read More