Property & Real Estate Discussions on Home Financing

3432 Results Found in Home Financing

sharon ang in Home Financing

asked on 17 May 2009

Hi Guru, I'm a SPR and getting married soon. We're looking for our dream house at Yishun, preferably 3 or 4 rooms HDB flat. With our total annual household income of $52k, OA $16K, Cash $20k, can we buy the house? By the way, what is the current...

0 • 858 views 3 Answers

sam bao in Home Financing

asked on 17 May 2009

I have a 15 year old fully paid up HDB flat. I am wondering if I can get a loan mortaging it? Which company or bank offered the lowest interest over 3-5 years loan?

0 • 973 views 2 Answers

Craig in Home Financing

asked on 14 May 2009

Dear Gurus, I like to know what will happen if i have already paid the 1% cash OTP for a private apt but my loan application was subsequently decline. Do i have to forfeit the 1%?

0 • 1218 views 2 Answers

Vicky Lim in Home Financing

asked on 14 May 2009

I am a divorcee.I want to maintain my home and therefore I need refinancing. But I am a homemaker. I have a guarantor who can assist me in paying of instalment.Can I have a guarantor for refinancing?

0 • 785 views 2 Answers

J N in Home Financing

asked on 12 May 2009

Hi! Guru, need your advise. Will bank willing to loan to a buyer if the seller have financial case pending? Property is in BUC status and need OTP is expiring soon. Thanks

0 • 668 views 2 Answers

29 in Home Financing

asked on 11 May 2009

I'm 29 and earn 5k a month + 3mths confirmed bonus yearly (total 70k+ per annum). I'm debt free and have 50k cash on hand, 30k cpf. Can I afford a property of 500k? What % loan can I get? Any hidden costs and if they can be paid by using part of...

0 • 1483 views 2 Answers

Jenny in Home Financing

asked on 2 May 2009

Which bank is offering the best interest at the moment? Intent to buy one more condo and to refinance existing pty.

0 • 973 views 1 Answer

Yahya Ayob in Home Financing

asked on 1 May 2009

I don't have much money. I am almost broke. Is there a way I can buy a 3-room flat for the purpose of renting it out for my income? I need answers please. Thank you.

0 • 1057 views 1 Answer

VG in Home Financing

asked on 1 May 2009

Can I know on average how long would a bank housing loan take to approve?

0 • 1150 views

yeow jenny in Home Financing

asked on 30 Apr 2009

i wan to buy a unit at lilydale with greenery view.Budget $500k possible? which bank is providing the lowest interest at the moment. what is the valuation of lilydale?

0 • 1399 views

Danial Goh in Home Financing

asked on 16 Apr 2009

I submitted my pay slips and cpf statements and was given an amt which the banker said is in principle approval given. So can I safely use this to go buy a house?

0 • 1138 views 1 Answer

William YEO in Home Financing

asked on 15 Apr 2009

Can a foreigner buy a 99 yrs leasehold or FH condo in Spore? Is there any bank can offer loan for a 60 yrs old foreigner to buy the property (investment purpose) here? If yes, which bank? Thks for advice.

0 • 1319 views

Danial Goh in Home Financing

asked on 14 Apr 2009

Will banks lend me??? I'm 40 and my annual income in $150k. 1) I've credit lines of $45 still outstanding. 2) my credit standing should be ok as i've never missed a payment etc those kind of things. 3) If i sell my house now i'll get back...

0 • 1250 views 1 Answer

slumdog in Home Financing

asked on 13 Apr 2009

I plan to upgrade to condo but need to do the maths..Am currently staying at 5RM HDB at Yew Tee. Still owe bank 220K. Valuation+Cash if selling the flat now maybe 360K. I have ~40K in CPF. Can I afford to upgrade to a condo? If yes, what price...

0 • 1495 views

kong yew teh in Home Financing

asked on 13 Apr 2009

I would like to clarify the below information i read from property guru resources website under HDB finance system category. Is this grant provided by HDB? What's the different from the SGD$30000/$40000 HDB family grant? First Time Home...

0 • 1372 views 1 Answer

Ling in Home Financing

asked on 13 Apr 2009

Hi there, my parent currently have this outstanding housing bank loan where i would like to take over. Understand that i need to so called "buy over" the unit, arrange for valuation etc. Can i use CPF to pay off the loan and what are...

0 • 712 views

William YEO in Home Financing

asked on 10 Apr 2009

My private condo (own stay) is currently financed by DBS bank. I am thinking to pledge my existing property to get extra cash for other investment. Is this possible? DBS bank called this as Term Loan but they told me that current valuation of my...

0 • 2320 views

Kok Hui Heng in Home Financing

asked on 10 Apr 2009

Hi, I would like to know the maximum loan (in %) a bank can offer for a new condominium unit.

0 • 2059 views 1 Answer

Eric Lim in Home Financing

asked on 3 Apr 2009

Me and my wife just got PR last year. Interested to get a HDB flat. However, have little cash in hand. Target at Jurong west / east area. Can I get loan from HDB since I am first time buy HDB flat.

0 • 804 views

A THWE KYAWT in Home Financing

asked on 21 Mar 2009

Hi, I would like to know about Home Financing. If I want to buy HDB re-sale,which one do I need to do first the following two facts? Should I contact with house agent to look for a house or should I cantact with bank for house loan?

0 • 839 views

Home Financing

Sort by

Still looking for answers?

Get advice from our community of experts