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Dear Mr Ken

Good day to you!
I’m Daniel Tan from PropNex Realty.

You will need to apply the HDB or EC with your wife. However with her having a private property under her ownership, you will not be able to do that.

A few possible solutions will be to :

1. Purchase a private property under your own name

2. To transfer the current ownership of the private property to another name, thus enabling you and your wife to buy a resale HDB; Subjected to Seller Stamp Duties and Additional Buyer Stamp Duties.

Any other queries?
Please always feel free to contact me for a non-obligated discussion on how I can assist you with your real estate needs.

Have a wonderful day ahead.

Best Regards

Daniel Tan
PropNex Realty Pte Ltd

(+65) 9477 5100 
daniel.tck@propnex.com
FB: @danieltanpropnexrealty Read More

Hi Ken,

From your descriptions, there are some info missing to provide a definite answer.
(1) Your wife residence status; SC, SPR, foreigner etc.
(2) Want to buy new EC or resale.

With only yourselves and your son alone, is insufficient to form a family nucleus to buy new EC since you still have a wife.

Thus you are only eligible to buy resale HDB or resale EC.

(1) Buying resale HDB, you may purchase under Non-Citizen Spouse scheme.
(2) Buy resale EC below 10 yrs old does not have strict policy on your family nucleus, the only requirement is you must be a SC. It is considered as private for SC & SPR.
(3) To buy resale EC above 10yrs, there are totally no restrictions at all.

However, it is advisable for your wife to remove her name from the private condo to avoid ABSD upon purchasing your resale HDB or EC.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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Hi,

For both hdb and new EC, you have to apply with your wife's name as well, which means she has to remove her private property ownership. I believe this is not an option you are open to. The best solution is to purchase a private property under your own name.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/clientreviews
(Client's Testimonials)

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Good day ken .

You can buy hdb or EC if your wife is willing to sell off her private property .

Kindly contact me joanne chia hp 8333 3327  for a no-obligations chat for your property needs.

My charges are 1% commission for exclusive ( sole agent marketing ) selling rights to your wife private property , or 2% for open listings ( many agents marketing ) .

Joanne chia
Chia_joanne@yahoo.com.sg
Hp 8333 3327  Read More

Hi Ken,

I understand your current situation.

You will not be able to apply for a new BTO flat or a brand new EC, as you wife currently owns a private property.

If you were to purchase a resale HDB flat, you will have to include your wife's name. Which means, she will have to remove her name from the private property within 6 months upon the approval of the HDB purchase.

Alternatively, if finances allows, you may consider purchasing a private condo under your sole name. There will be no restrictions in this case.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More