Based on your situation, here's how things typically work:
1. **BTO Eligibility Under the Single Scheme:** Generally, under HDB's **Single Scheme**, you can apply for a Build-To-Order (BTO) flat as a single applicant, but there are specific criteria. As you've already received two HDB subsidies in your lifetime (with your ex-husband), **you may not be eligible for further subsidies**, especially if the earlier flats were under the same scheme. This is a key factor in HDB’s eligibility guidelines.
2. **HFE (Housing Eligibility) Application:** You’ll need to apply for an **HFE (Housing Eligibility)** check to see if you qualify to purchase a flat on your own under the Single Scheme. The HFE will assess your eligibility based on your age, marital status, previous HDB ownership, and subsidy usage.
3. **Resale Option:** If you're not eligible for a new BTO flat, you might still be eligible to purchase a **resale flat** without a subsidy, which could be another route to consider if you wish to own a home again.
As you’ve mentioned that you’re currently a divorcee with no children, and considering the previous subsidies used, it’s best to verify your eligibility directly through the HFE application. This will give you a clearer picture of your options for either applying for a BTO or exploring other pathways.TO PLAY SAFE >>REACH OUT TO HDB FOR TO VERIFY :)
*"The only limit to our realization of tomorrow is our doubts of today." – Franklin D. Roosevelt*
WhatsApp me at: ABLE Toh
(65) 9856-9255
or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(2) (***) You can READ my REVIEWS here:
https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
(3) For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)
*** You can reach me at my Singapore mobile:
(65) 9856 9255
or email me at Able.selling@gmail.com.
From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”
=========
(4A)✅✅ For the Below Condominium that may Achieve TOP ( Temporary Occupation Permit / Relatively New Condominium which may faced Difficulties/ Challenges to rent / sell at your Expected Pricing as facing too many neighbour’s units competing to Sell / Rent Out ,...
(4B)✅ ✅ ✅ I am okays NOT TO be the Sole Exclusive Agent , but the “ Open Listing “, additional pair of hands to help you bring the matching buyer / tenant . “ May the Hardworking + Lucky agent close the Deal !!, ( Whether it’s me or another agent ,✅✅✅ I will still be HAPPY FOR THE OWNER !! ✅✅My advantage is : I myself , have a Small Team of Agents who will work together with me to cast a wider Marketing Nets to Reach Your Goal !!!
Below is a list for reference >> see if YOUR CONDOMINIUM IS BEING MENTIONED:
(4C)✅ ✅ ✅
(1) Affinity At Serangoon, (2) Canninghill Square, (3) Dairy Farm Residences
(4) Forett at Bukit Timah, (5) KI Residences At Brookvale, (6) Kent Ridge Hill Residences
(7) Leedon Green, (8) Lavender Residence, (9) Meyer Mansion
(10) MeyerHouse, (11) Midwood, (12) M Suites
(13) NoMa, (14) One-North Eden, (15) One Pearl Bank
(16) Phoenix Residences, (17) Riviere, (18) Riverfront Residences
(19) Tedge, (20) The Atelier, (21) The Iveria
(22) Verticus, (23) Zyanya, (24) Mayfair Gardens
(5A) ✅ ✅ >> FOR NEW CONDOMINIUM IN
✅ ✅ YEAR 2025 / APARTMENT PROJECTS In Singapore
(5B) ✅ ✅ the LIST :
(1) Arina East Residences, (2) Aurea, (3) Aurelle of Tampines (EC)
(4) Bagnall Haus (former Bagnall C
Read More
