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Hi

The advices over your concerns are as follow:
(1) Yes, you are still entitled to apply for BTO 2-rm under Single Citizen Scheme in future.There are no special condition as for now, even though you had bought resale HDB flat.
This comment remains true provided no changes in HDB policy.

(2) There are no such practice in locking 1 room and rent out the flat before 5 years. You must have heard too many rumours.
If you use such technique and found out by HDB, you may risk losing your HDB flat entirely without compensation, in other word, "acquired" the flat by HDB.
HDB is taking this extremely seriously, all subletting must fulfill the policy listed and must be approved by HDB.
Any unauthroised subletting shall lead to serious consequences.

(3) Indeed, HDB 4-room flat has the best rental yield and future sales prospect compare to other flat type.
As for the price, the 2 major factors on the price of flat still lies within location and remaining lease.

(4) Although Sengkang & Punggol areas has such choice, but you may also look into the West or North-West region which also falls under this price range.
So the question still falls back to your preference.

(5) Though everyone wants the best of both, but usually this is always falls altogether.
Quoting a Famous Chinese quote; Fish and bear palm, you could only choose either one.
Rental yield is best in location where you see people with short-term needs.
Capital appreciation is best where people see the best place for long-term stability and rising of children.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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Hi,
Below is my input.

1. Yes, under current rule, you are eligible to apply BTO even you had purchase a resale flat before.
2. Yes, the 5 years MOP will start after you officially own the flat. During MOP, only allow for room rental.
3. 3 and 4 room flat is easy to rental. 2 bedroom for small family, 3 bedroom generally are friend sharing.
4. Yes, newer flat is better. Best is near to MRT station.

Please drop me an email for me to share more on the purchase.
To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More