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Hi
You may text 9620 0827  for a casual chat. We are a full time licensed agent who have helped buyers in buying their home since 2009.

Warmest regards

Gavin Read More

Hi,

The grants are dependent on the income of the household. If you guys qualify, it will still be credited into your CPF OA. If the property does not cover the youngest buyer till age 95, the CPF OA usage will be restricted and you may need to use more cash to cover the purchase price.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Diamond Achiever

SEAA Salesperson Achievement Award 2021 (Gold)
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ERA Top 93th Achiever for Full-Year 2020 (Top 1.5% Company Level)
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SMU BBM (Finance), Magna Cum Laude
Proactive. Sincerity. Feedback.

Contact: (+65) 97432395 
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CPF grants are disbursed based on the household income. For property with remaining lease not able to cover the youngest buyer until 95 years of age, the CPF usage will also be limited and loan may also be affected. You may wish to speak to a qualified banker to work on these numbers if you are planning to take up a bank loan.

Demand for such property is super high now and it is very challenging to find suitable properties. If there is one suitable, how should we get in touch with you?

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 .... [mob] +65 8157.... [LDA] +65 9278....
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore

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Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More

Hi,

1) As a first-time buyer it is always good to be conscious of the following:
(a) Understand your advantage
(b) Understand your needs
(c) Understand your budget

2) Your advantage is there is financial assistance from the govt to assist 1st-timer buyers only. The detail of each grant are as follow:
https://www.hdb.gov.sg/residential/buying-a-flat/flat-and-grant-eligibility

3) You have to know what you need now and in the near future. Buying a property is always a big thing for anyone. Making the right choice is not only based on personal perception but also needs proper logic to ensure you won't regret it in the future.
4) You will need to find out how much loan you could get and what financial commitment you are going to face every month.

5) Apply for an HLE if you are a Singapore Citizen:
https://iam.hdb.gov.sg/common/login?spcptracking=1669344013577__b431_d9ba40eba31e

6) If you are not eligible for an HDB loan then you must engage a banker to assess your loan.
7) The grant has nothing to do with the remaining lease of the flat chosen. You can see all the conditions listed under (2).
8) The restriction of choosing a remaining lease does not cover the youngest buyer up to 95 yrs old is you are not able to fully utilize all the funds in your CPF throughout the mortgage payment.
9) You can find the percentage that you could utilize using this link:
https://www.cpf.gov.sg/member/tools-and-services/calculators/cpf-housing-usage

10) Please ask if there is anything unsure or information provided is insufficient.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Hi
I would be glad to assist you.
Feel free to contact me at 97100155  .
Hope to hear from you soon.
Pei
Associate Group Director
Propnex Realty Pte Ltd

https://linktr.ee/peiproperty
https://r011838b.propnex.net Read More