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Hi Chandran,

For private property is 5% cash, 5% CPF and remaining bank loan. If you do not have CPF, then it should be 10% cash upfront.
Before you commit on a condo, you must discuss with a bank on the housing loan. Tell the bank what amount you intend to loan. The bank officer will assess your creditability and decide whether they could loan you 90% or lower. Is better when you obtain the loan approval from bank before you sign the OTP.

Let me know if you have decide on which propert to buy and hope I can assist.

Thanks & Best Regards
J.A.Goh - ERA
HP: 9639 0350 
Email: gohja@singnet.com.sg Read More

Hi chandra,

I can introduce good banker for you to get free financial planning before purchase private property. They will do calculation base on your income and monthly installment and loan achivable. I oso got best property on Fire Sale recomand to you. feel free to contact me . Thanks & nice day. Zane hp 94778866  www. Zanechew.myweb.sg Read More

Hi chandra,

I can introduce good banker for you to get free financial planning before purchase private property. They will do calculation base on your income and monthly installment and loan achivable. I oso got best property on Fire Sale recomand to you. feel free to contact me . Thanks & nice day. Zane hp 94778866  www. Zanechew.myweb.sg Read More