Asked by Mason
I have a HDB bought together with my parents many years ago. I am still servicing the loan.
I am thinking of getting a private property but understand that I will be constraint by loan eligibility with the recent round of cooling measures.
However, I will be getting married very soon & my future spouse(PR) does not have any property(foreign or domestic) under her name. My query is;
1. Will she be subjected to similar loan constraint(lesser approved loan) after our marriage?
2. If yes, does that mean we need to purchase that property before our marriage in order to 'enjoyed' maximum loan eligibility?
3. How much can my spouse loan if her salary is on & about $4000(gross).
Kindly advice, tks.
I am thinking of getting a private property but understand that I will be constraint by loan eligibility with the recent round of cooling measures.
However, I will be getting married very soon & my future spouse(PR) does not have any property(foreign or domestic) under her name. My query is;
1. Will she be subjected to similar loan constraint(lesser approved loan) after our marriage?
2. If yes, does that mean we need to purchase that property before our marriage in order to 'enjoyed' maximum loan eligibility?
3. How much can my spouse loan if her salary is on & about $4000(gross).
Kindly advice, tks.
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