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Hi,
Yes, but if you are getting married before the expiry of the MOP, your wife has to wait till you complete your MOP before purchasing a private flat. Otherwise, she has to sell it and incur SSD. Not worth the trouble and costs. So, get married and wait for MOP expiry and then purchase your private apartment.

Please contact me so that I can be of further assistance.
Cheers!

Elan Govan
MABA (Lancaster)
 90170747 
jayelan@gmail.com
www.goodpropertiesguide.com Read More

Hihi

I am Joey from ERA and I am happy to answer your concerns.

Upon marriage, a married couple is considered as a family unit, both husband and wife can therefore own only 1 HDB flat at any one time, and will need to be listed as a co-owner or occupier in the same flat. Hence, your spouse has to wait till you fulfil your balance 3 years MOP before purchasing a private property.

Legal way is unless you can sell your HDB? But under HDB regulations, all HDB flat owners must occupy the unit for five years before selling. However, you can appeal to waive your MOP but HDB will review each request on a case-by-case basis. Nonetheless, even if there is possible, there is seller stamp duty.

Perhaps I can give you a call to give you some advise and see how I can assist you. You can reach me at 9436 5945  .

Should you require assistance in buying, selling, renting or investing of properties in Singapore, you can contact me for a non obligatory discussion. I am an active & experienced agent and have assisted many happy sellers in their sales of houses for the past 15 years with GOOD track record. Happy to help.

Ong Joey (CES, BBM[SMU])
Senior Marketing Director, ERA Realty Network Pte Ltd
CEA Reg. No: R011492A
Email: joeyongproperty@gmail.com Contact | (+65) 9436 5945 
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We appreciate your efforts and wishing you both prosperity as we usher into the year of the Snake.
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hi,

As an owner of a BTO flat still within MOP, you (and your spouse) are not allowed to purchase any private residential property, whether local or overseas, until you complete the 5-year MOP.

So there are only 2 options:
1. Delay the Private Purchase
Wait until you finish your BTO’s MOP (3 more years), then your spouse can freely buy a private property.

2. Defer Marriage Registration
Some couples delay ROM (Registry of Marriage) until after MOP is completed so they aren’t considered a household unit under HDB rules.

Another option is to write in to HDB with a strong valid reason for MOP waiver so you can sell your HDB before MOP (Case by case basis)

Hope this helps,

This platform does not allow me to contact you directly so kindly contact me at https://wa.me/6597261112 I would be glad to assist you further.

Thank you and best regards,

Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112 
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS

Testimonial from Satisfied Clients
-- My husband and I wish to commend the sincere attitude and good customer service rendered by your staff Jenny, who handled the sale of our 5R HDB flat early this year. We have met several agents but none as genuine as Jenny. Being a seller agent, she took our interest at heart in handling the sale, unlike other agents who are self-interest. Jenny is punctual and prompt in the whole dealings and we were convinced that such an agent is hard for find nowadays. Jenny is a trustworthy, honest, sincere and hardworking agent. We are happy with her service and would gladly recommend her to our friends in future. Jenny is an asset to Propnex and the organisation should value her. Thank you Jenny for her efforts--
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Samantha (Resale condo buyer) Read More

Hi do contact me at 97970200  to understand more and discuss

Mark, your RIGHT choice
Propnex Read More

Do you mean purchasing before or after getting married?

——

I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Deputy Branch Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
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I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

Hi, appreciate your sharing. Able to write into HDB to check the outcome for it.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi,

1) I would suggest your spouse to buy the private property when your flat reached MOP.
2) However, I have to remind you that you might find that your 2-room flat is too small for setting up a family.
3) If situation permit, it is better to invest after you get a bigger flat, or, both of you buy a private to stay and invest rather than sticking with an HDB flat.
4) You will find that owning an HDB flat will delay your investment plan in property.

All the best!

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer Read More

Good day to you,

As you have not fulfilled the MOP, I suggest that you delay either one of the intended activities.
Married couples are considered as an entity. Even though she does not co-own the HDB unit, and your name is not added to the private property purchase, HDB requirements need to be adhered to.

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Regards
Mike Lim
 96929209 
R026708F
m52i@yahoo.com
ERA Read More

Hi Do contact me at 97970200  to understand more and discuss.

Mark, your RIGHT choice
Propnex Read More

1. **Marriage Timing:** If you plan to get married before completing your MOP, your wife will have to wait until you fulfill your MOP before buying a private property together.

2. **Avoiding SSD:** If she buys the property before the MOP is completed, she will need to sell it later and pay Stamp Duty (SSD), which can be costly.

3. **Best Approach:** It’s advisable to get married and wait for the MOP to expire before purchasing the private property, avoiding unnecessary complications and costs.

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