Yes, as a Singaporean citizen, you can inherit your mum's HDB flat. However, there are a few important points to consider regarding ownership and eligibility:
1. **HDB Ownership Rules**: As a Singaporean citizen, you can inherit an HDB flat. However, if you already own a private property overseas (or locally), it may affect your eligibility to retain the HDB flat. HDB's rules generally require flat owners to sell their private property (within 6 months) if they inherit an HDB flat, as owning both an HDB flat and a private property is not allowed unless you're under certain schemes (e.g., the Non-Citizen Spouse Scheme or other exceptions).
2. **Eligibility to Inherit**: You can inherit the flat, but after inheriting, you will need to comply with the rules regarding property ownership. If you already own another residential property (including overseas properties), HDB may require you to dispose of that property before you can retain the inherited flat.
3. **Considerations for Overseas Property**: HDB specifically checks if you have any residential property, regardless of whether it is located locally or overseas. In some cases, they may still allow you to keep the HDB flat if the overseas property is not a residential property (e.g., a commercial property).
It's advisable to check with HDB directly to get guidance based on your specific circumstances, as there may be exceptions or conditions that apply.
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