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Good morning buyer,

Yes both of you can apply for BTO if she turns SPR.

If not, you can purchase a resale HDB under non citizen spouse scheme. But do take note that only your income will be taken into consideration because your wife is a foreigner.

How much cash do you intend to use for this purchase?

It will be recommended to apply for HLE (HDB loan) or IPA (bank loan) first to check out how much can you loan up to.

Feel free to contact me if you need any assistance in your property purchase.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com
(W):www.propertyavenue.com.sg Read More

Afternoon,

If you are looking at resale HDB unit and staying with your parents, you can purchase it under non-citizen spouse scheme and obtain housing grant of $20k if you are taking HDB loan.
As for the mortgage portion is to be taken with banks, it would be good to have your financial status assessed before committing.

Do contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi,

Pls feel free to contact me to have a discussion.

Onassis Gan Eng Joo - CEA Reg No.: R021244C
CES Certified SG Realtor l SGRealtor.com
agent.myweb.sg (PropertyGuru) / agent.irealtor.sg (iProperty)

SG Hotline: +65 9222 2389 
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Email: Onassis@sgrealtor.com
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