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I'm looking at a $1m property. I own a HDB flat for my own stay (under bank mortgage). With the new govt ruling,

a) What is the breakdown of cash, cpf and mortgage component for my 2nd property which is meant for investment purposes? Any other overhead?

b) Is there a minimum period I need to hold onto the 2nd property or 1st to avoid sellers' stamp duty, capital gains tax etc.?

My HDB flat is non-subsidised and I'm out of the MOP period.
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