AskGuru Q&A Community

Afternoon Mary,

Financial institute will only loan based on your credit record and income status. Without either of them, it's tough to et a penny from them. Alternatively, why not purchase a unit with valuation that's slightly lesser than your combined CPF balance. You would not require a mortgage loan then.

FYI
Mike Lim
 96929209 
ERA Read More

Dear Mary,

Maybe we can discuss over the phone?

Regards,
Brandon/ERA
HP: 8233.23.23 Read More

Dear Mary,

It will be difficult for the bank to grant a loan if both your husband and yourself is not working. We will also have to standby some cash for the Cash Over Valuation (COV) part.

I think you may have some reasons why you don't wish to fully pay up for the house. Maybe we can meet up for a non obligatory discussion. My partner and myself have served many sellers and buyers and we have made them happy clients. You can read some of our testimonials on my website. We hope we can offer some advice to your situation too.

Looking foward to your call. Thanks.

Best Regards,

Jeffrey Heng
Associate Team Director
HSR International Realtors Pte Ltd
Mobile : 9858 1322 
Email : hengjeffrey@gmail.com
Website : www.jeffreyheng.com Read More

Hi,

Can I help you?

Do contact me via Call/SMS/email.

Pls drop me your contact.

Best Regards,
Nick Xu
Division Director
Dennis Wee Group
Mobile : 94242859 
Email: Nick@dw365team.com Read More