5 Answers

Hi, appreciate your sharing. Propose to cash out before the lease reducing which affect young buyer.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
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Hi Sir/Madam

1) Are you a Singaporean or a Singapore Permanent Resident (SPR)?
If you are SC household, you can rent out hdb whole unit.

2) There are pros and cons for both options.
- Considering your plans to relocate to Malaysia in 2026/2027, it might be more beneficial for you to sell the property rather than keeping it for rent. Selling the flat now could potentially yield a higher return on investment, especially with the current property market trends.
By selling the property, you will have the opportunity to capitalize on the current market conditions and potentially secure a good selling price. This would also allow you to have more flexibility in managing your finances and investments for your relocation to Malaysia.

- On the other hand, HDB provides a high and stable rental yield. However keeping the flat for rent may involve ongoing maintenance costs, tenancy management, and potential risks associated with rental properties.

Ultimately, the decision to sell or rent out your property depends on your financial goals, risk tolerance, and long-term plans.

3) I feel it is good to know the current market rental for both selling and buying for your consideration.
Appreciate if you can contact me at (65) 96608508  with details of your unit so I can advise accordingly

I am well versed in HDB and rental transaction and have done many transactions
Appreciate if you can contact me at (65) 9660.8508
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9 6 6 0 8 5 0 8
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2
Hi,

1) I would suggest you keep it for passive income.
2) Unless you are considering migration and forgo your citizen status, then, you should dispose of it.
3) This is because legally you are not allowed to keep an HDB flat when you renounce your citizenship.
4) The passive income from your HDB flat is properly sufficient to cover the rent in Malaysia.
5) I know people who relocate to Philippines and Malaysia for good but still keep their flats here to collect rent.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

I hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
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1
Tan Pei Cheng (Pei)
I would be glad to assist you.
Feel free to contact me at wa.me/6597100155 .
Hope to hear from you soon.
Pei
Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd

https://linktr.ee/peiproperty
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1
My Answer with regards to your Question:

With 78 years left on the lease of your 5-room HDB flat and considering your plan to relocate to Malaysia in 2026/2027, you have a couple of options to consider:

Sell the House: Selling the house may be a good option if you want to liquidate your asset and have the funds readily available for your relocation or other investments. However, keep in mind that the leasehold nature of HDB flats means that the value of the flat may decrease as the lease term shortens.

Rent Out the House: Renting out the house could provide you with a steady stream of income while you're in Malaysia. However, you'll need to consider factors such as property management, rental income tax implications, and finding reliable tenants.

Ultimately, the decision depends on your financial goals, long-term plans, and personal circumstances.

Let me ASSIST further ,.....PM me : )

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