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Good evening,

As you are married, you can only purchase resale HDB unit with your spouse and not with your father. And if you want to own a HDB unit, your husband would be required to sell away his current private property.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA

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2) Long Lasting Power of Attorney
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Hi Mdm,

As a Singaporean, you are free to purchase a HDB flat, but you will need your husband's name to be in it, either as co-owner, or an essential occupier.

In both cases, your husband would have to sell off his private property within 6 months of your HDB purchase.

For your husband's private property, if it's 100% under his name, you do not have the right or share to his property unless it's by way of Will. By default, if both of you do not have children nor parents, the property will go to you 100%. If you have children, you will be entitle 50%, with the balance 50% distributed among the children.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi,

There are 3 parts in your posting:
(1) Father situation:
Your father alone cannot buy any HDB flat as a PR. His option is either to buy private (studio/one bdr) or to rent.

(2) Your current status:
You as a SC & married. Even you don't own any property, you cannot apply with your father to buy any HDB since you're married.
Your family nucleus supposed to be with your husband with or without children.

(3) Ownership & rights:
(a) You are not listed as owner in private property, thus from the eye of law, you are not entitle to any gain in capital appreciation nor to bear any loss/debt upon selling.
(b) But under situation of separation, the court will decide upon household contribution thus difficult to comment on that.
(c) In order to own part of the private property, you will have to at least listed as one of the owner, even not 50-50 share, but part of it, is to list under Tenancy-In-Common to decide how much share you own, can be 5-95, 10-90 etc.
(d) Eligibility of HDB, this is answer in (2).

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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