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Good morning,

Care to share how young are you?

If you are 55 years old and above, you can buy up to a 4RM HDB flat after disposal of interest in private property.

If not you have to dispose first and appeal against the 15 months waiting period.

Last resort is to buy a private property.

Best regards,

YT Tan
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Hi

This will require appeal with HDB, but for successful appeal it usually involves scenarios like financial hardship, demise or divorce. Settling now with new partner may have a case but not as strong.

Another way is to sell the private property to a buyer whose timeline is flexible and is open to a lease back period of 18 months, so you can continue to stay while waiting out this period. While concurrently doing the appeal to see if this period may have a chance to be shortened.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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Good day to you,

Regarding the 15-month wait-out period you mentioned, I assume you are looking to secure an HDB unit. As a private property owner, the wait-out period is mandatory. However, you may consider writing in to appeal this requirement.

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Other than to appeal to HDB to waive off the 15 months waiting period, I don't see anyway to move forward to settling down asap.

——

I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Hi,

1) The cooling policy implemented in Sep 23 stated all private residential property owner has to observe the 15 months cooling period before eligible to buy a resale HDB flat.
2) They are not concern whether you bought it for own stay or for investment.
3) Your best option is to remove your name from the private residential property and observe for the 15 month cooling period than trying to avoid this.
4) My understanding that the success cases over this matter is extremely low.

All the best!

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Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
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1. For those aged 55 and above, purchasing up to a 4-room HDB flat is permissible after divesting private property interest.

2. Applicants below 55 must first dispose of their private property before appealing to waive the 15-month waiting period.

3. The appeal process addresses potential exceptions to the standard waiting time.

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