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Get an agent to represent you in your purchase since you are unaware of what to be done instead of risking getting into legal issues for doing something wrong or did not do certain things for the process.

I have been in the real estate business since 2009, with more than 10years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Deputy Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com
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Good evening Yaw Keong,

it could be best that you engage a professional if you are not familiar with the HDB procedures.

But nevertheless do decide whether you want to wait for your wife to convert to SPR first or proceed to buy under non citizen spouse scheme then register your intent to buy on resale HDB portal first. Apply for HLE or IPA to figure out whats your budget in mind along with the CPF OA funds and cash you have on hand.

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!
Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner

Contact:
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Email: yt.tan91115171@gmail.com

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Hi Mr Lim,

I can see you're a first timer and totally unsure on the procedures of a property transaction. It is advisable to engage an Agent to assist you in your HDB flat purchase.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi
One of the first step a first timer buyer needs to do is applying for a HLE if one intends to take a HDB loan. There are several things to consider as a first timer including COV given today's seller market situation. Purchasing a HDB resale now is not as easy as during the pre pandemic days when supply of resale flat is abundant. In order to explain further, I will need more detailed information on your profile. I am well specialised in HDB transactions and a vast majority of my clients managed to secure a resale without paying any COV despite the seller's market situation. This is made possible through careful planning and the right negotiation strategy. Do contact me at 93375051  for a free and non obligatory discussion on this.

Regards
Mohammad Taufik Bin Hussein (Taufik Hussein)
ERA Realty Network Pte Ltd
CEA Reg No: R061607B
Contact No: 93375051  Read More

Hi Mr. Lim,

1) The whole buying process will take around 3~6 months to complete everything and move in.
2) From offering for OTP till HDB approval ~ 3~4 weeks. Another 8 weeks to complete all legislation, document processing, payment of miscellaneous, caveat, stamp duty, etc.
3) It takes about 4~8 weeks to shortlist and successfully offer for an OTP.
4) Thus it is important to plan, prepare, identify the type, location, reduce the waste trips to enhance the buying experience.
5) Preparation according to sequence as follow:
(a) Apply for HLE (HDB loan - valid for 6 months) if you are an SC. Apply for bank IPA if you are SPR. Following is the instruction for the HLE application:
https://www.hdb.gov.sg/cs/infoweb/-/media/doc/EAPG-COS/retrieve-draft-hle-application.pdf

(b) Register "Intent to buy" (Valid for 12 months):
https://services2.hdb.gov.sg/webapp/BB31AWDashboardWeb/BB31PLogin.jsp

6) Once 5(a) & (b) is done, you are ready to either engage an agent to assist in your home search and buying process or DIY yourself.

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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