Asked by Wendy
Dear Gurus, refer to the question by T Carrot & reply by gurus dated 12/July, (1)does it mean if i dont need a bank loan than i dont hv to pay for the valuation report ? (2) If owner asking for 700k for a 5rm flat w/o valuation report, does it mean i can pay in full with my cpf (beside the downpayment & stamp fees), no COV involve ?
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