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Good morning Yani,

It might be possible if you are eligible for HDB loan.

Do take note that you will still have to come out cash for these few items:

1) $80 resale HDB submission fee
2) $200 valuation fee
3) HDB legal fee
4) agent's commission (1% of purchase price) etc

Hope my explanation helps!

If you need any assistance or advice in your property purchase, feel free to contact me. Cheers!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More

Morning,

If you are taking HDB loan, there are high chances that you can purchase 3 room resale unit without the need to pay extra cash. However, this is also subjected that you or HLE figures are good enough to obtain sufficient loan to facilitate the purchase.

Do contact me further for detail discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi,

Yes indeed it is possible with a HDB loan.
Please feel free to contact me at 96659926  for a non obligatory discussion for me to better understand your requirements and specifications to be in a better position to advise you further in the most detailed and thorough manner, for me to very comprehensively chart out your financial calculations cash flow and for us to explore the available options and alternative.

Rest assured, I will walk you through the entire process- assisting you all the way from finding the perfect unit to negotiating for the best price to post deal paperwork, to establishing financial calculations and ascertaining risks. Will also run you through the recent transaction caveats and illustrate a price analysis of the market for your understanding.

I hail from the #1 team of ERA in Singapore, Asia Pacific and international for 2014. I have also won many coveted awards recently, which is a testimony to my commitment and drive towards meeting my clients real estate goals and aspirations.

Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com
contactdkumarrai@gmail.com

#1 team of ERA in Singapore, Asia Pacific and international for 2014.

About Me-
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
2015 February ERA Top Achievers
2014 Overall Top Achievers
2014 Aug/Sept/Dec ERA Top Achievers
2014 3rd Quarter ERA Top Achievers Read More

Hi Yani

You need $5000 in cash for the option as well as the excerise money. You will also need cash for agency fees (1% equivalent to the purchase price as well as the valuation report $200) and your loan must be a HDB Loan. You should be fine if you have the above funds. Write to me at silviac@singnet.com.sg.
Will run a complete calculation for you. I have 2 units of 3 room flat , 1 in Bedok Reservoir and 1 Jurong West which might interest you.
Silvia Chua Read More