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Hi, could I please get some advice for my situation? Me (Singaporean) and my partner (Malaysian) are based overseas and would like to divide our time between Singapore and overseas. Therefore, we are looking for a property in Singapore and are interested In 2-room Flexi BTO flat under the Non-Citizen Spouse Scheme. Can we apply for this? I read that my spouse needs to have a valid visit pass when applying for the HFE letter, can he apply for this while living abroad? We are retired and can fund the property without mortgage. Any advice would be appreciated!
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2 Answers

You can try to apply for HFE to see if such arrangements can be approved. HFE application is not chargeable so it will give you a good idea on whether your family nucleus is eligible.

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1. **Eligibility for Non-Citizen Spouse Scheme**: As a Singaporean, you can apply for a 2-room Flexi BTO flat under the Non-Citizen Spouse Scheme. Your Malaysian spouse must have a **valid Long-Term Visit Pass (LTVP)** or **LTVP+** at the time of application for the HDB Flat Eligibility (HFE) letter.

2. **LTVP Application from Overseas**: Your spouse can apply for an LTVP while living abroad through the **Immigration and Checkpoints Authority (ICA)** website. Ensure all required documents are submitted for a smooth process.

3. **Funding the Property**: Since you’re retired and can fund the property without a mortgage, you won’t need to worry about loan approvals. However, ensure you meet CPF or cash payment requirements for the flat.

4. **Dividing Time Between Countries**: The 2-room Flexi BTO flat is a good option for your needs, but remember the **Minimum Occupation Period (MOP)** of 5 years applies. Plan how you’ll fulfill this requirement while dividing your time between Singapore and overseas.

5. **Next Steps**:
- Apply for your spouse’s LTVP.
- Once approved, proceed with the HFE letter application.
- Monitor HDB sales launches and apply for a 2-room Flexi BTO flat when available.

*"Home is not a place, it’s a feeling—wherever life takes you, let it be your anchor." – Inspired by Cecelia Ahern.*

Feel free to reach out to HDB to double confirm!

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