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Hi Mr. Segar,

The stamp duty is based on purchase price or market value (IRAS determined), whichever the higher. You have to refund the CPF OA utilized by her for the properties, and be able to finance the remaining home loan on your own. Its best to do some preliminary planning for the most cost effective way to reach your objectives. Without more figures, I can't estimate the costs required. In any case you need to engage a law firm to do the decoupling.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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Hi Segar, do contact me at 97970200  to discuss more

Mark, your RIGHT choice
MCG Read More

Hi Mr Gopal,

The stamp duty to be forked out will be based on the IRAS determined Market Value of the property. As this decoupling process requires the amalgamation of the finance (CPF related matters) and the legal wing, it is best to do some planning and discussion to be able to advise you step by step, in the most thorough manner, to prevent any liquidation trap.

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D Kumar
 +65 96659926 
ERA Associate Division Director

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Good day Mr Segar Gopal .

Stamp duty is based on market value determine by IRAS .

In addition. ABSD rules apply when buying over the part share .

ABSD varies from number of property count and nationality too , meaning ABSD is payable by one of the eventual owner because the owner will have 2 property despite de-coupling .

Alternatively , if both you and spouse are singaporeans , you may consider selling both existing properties, thereafter each buy a property individually WIHOUT PAYING ABSD .

Kindly contact me for a no-obligations chat for your property needs.

My charges are 1% commission for exclusive ( sole agent ) selling rights to your property , or 2% for open listings ( many agents ) .

No commission chargeable when i serve private property buyers.

Joanne chia
Chia_joanne@yahoo.com.sg
Hp 8333 3327  Read More

Hi Mr Gopal,

May I know what's your objectives of doing so? Is it to save on ABSD? Or to qualify for more loan?

De-coupling on both properties may not make perfect sense in this case. Are you aware that there are other ways which you can explore to own a 3rd property?

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi buddy, the best is to meet up with someone that can work out the plan for your family. It is not about me, nor about you, but your family! See when you are free, Coffee on me! =)

Sincerely,
Edvan, 84241222  ... Read More