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Dear Manap,

key points you must know:
1) loan quantum normally about 70 to 80% based on Bank's valuation not purchase price.

2) Stamp duties, Government Tax about 3% of purchase price, you must pay once you confirm puchase.

3) In a nut shell prepare 15% cash ready to cover 10% deposit, Stamp duties and legal Fee.

4) Balance different in cash between loan amount and purchase price within 12 weeks after you sign purchase agreement.

5) For $1.2 M you can have a raher good choice of property. What district would you prefer?

Thank you!

Jerry Lum ERA Associate
HP 8288 0098  Read More

Hi,

Regard to your question. Why not you just drop me an email at ot1984pierre@gmail.com or Contact me @ 82798327  -

Why Should HDB Sellers engage me? Contact me @ 82798327 

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Shalom

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Hi there,

- Congrats on getting your PR and the green light for a condo purchase!
- For Amaryllis Ville or nearby, you should prepare around 25% of the purchase price upfront (5% for the option fee, 15% for down payment, and 4% for the buyer's stamp duty).
- Additional costs include legal fees, which can range from $2,500 to $3,500.
- Don't forget the Additional Buyer’s Stamp Duty (ABSD) of 5% for PRs.
- You'll also need to set aside about 1-2% of the purchase price for miscellaneous fees like valuation, property inspection, and mortgage fees.
- Ensure you have enough for monthly maintenance fees, which vary depending on the condo's facilities and size.

Thank you.

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