Asked by aurora
I am 30 years old single male, Singaporean, first timer (with no HDB/private property), and wishes to form a family necleus with my parents to purchase a resale HDB.
We are staying in my sister/inlaw's 4 room flat, our currently relationship with sister & inlaw is not good in a good situation...
Tried to apply HLE but by putting my parents as Occupier, it is required that the essential occupiers not to take more than two HDB concessionary housing loan.
Unfortunately, my parents (Singaporeans) did buy and sell HDB twice before, and do not have any CPF left or any properties, and are unemployed.
1) Are there any ways to appeal (to MP? or something) to get HLE?
I will be the one paying the loan, not them, and we desperately need to get a flat to live with my parents.
2) If HDB loan is not an option, what is the process to get a bank loan? Do i need a listing to get approval?
3) I am not very cash rich, so I am looking for a least cash and feasible option.
We are staying in my sister/inlaw's 4 room flat, our currently relationship with sister & inlaw is not good in a good situation...
Tried to apply HLE but by putting my parents as Occupier, it is required that the essential occupiers not to take more than two HDB concessionary housing loan.
Unfortunately, my parents (Singaporeans) did buy and sell HDB twice before, and do not have any CPF left or any properties, and are unemployed.
1) Are there any ways to appeal (to MP? or something) to get HLE?
I will be the one paying the loan, not them, and we desperately need to get a flat to live with my parents.
2) If HDB loan is not an option, what is the process to get a bank loan? Do i need a listing to get approval?
3) I am not very cash rich, so I am looking for a least cash and feasible option.
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