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Hi I am currently a co-owner with both my parents, as I am using my CPF to pay for our HDB flat.

I am planning to get married next year, and I am thinking of getting a property. I understand I am not eligible for a HDB under my name. I am not sure whether my future wife can purchase one under her name?

If a HDB purchase is not possible under current HDB policies, I would like to understand what other options (like purchase of private) would be available?
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4 Answers

Hi for your case, we would have to take into consideration the age of both you and your wife. but if you are thinking of purchasing a HDB under the married couple scheme, you would have to find ways to discharge the current property you are holding. The other option would be private properties but you would still be liable for ABSD as this is considered to be your second property. there are ways to get around this issue depending on your situation. do drop me a call or e mail for a more detailed discussion before i can recommend a suitable solution to you.
Cheers
Rix Jim
 9687 1379 
rix.jim@hotmail.com
Propnex Read More
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Evening,

When you are married, you will have to purchase HDB unit together with your spouse. To do that, your parents will need to be financially able to buy over your share on the current unit. However, to purchase private property, it would be good to purchase under your wife name to avoid ABSD.

Do contact me further for detail discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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GAN ENG JOO ONASSIS
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Re: Our Preferred Experienced SG Realtor

You shall not have much issues to withdraw your name from existing HDB if it is under HDB loan. Pls go to HDB branch, they will advise you the option.

We are contactable at 92222389  or onassis@sgrealtor.com.

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If you are financially capable enough, please go ahead and buy private. Dont bother to withdraw your name buy hdb blah blah blah. There will be alot of consequences, and is not the idea plan. Why 10years in waiting for the MOP of the house.

best plan
Go ahead any buy a condo under your name or your wife name.

agt yen
 91722994  Read More
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