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Hi Arulrajah,

Please provide your details via email to dfsr2010@gmail.com and I would be pleased to assist you.

Thank you. David 94386522  Read More

Hi,

With cash + cpf of around 185k, you are looking at a property price of about 660k thereabouts, assuming you can loan 80%. This is due to ABSD payable by SPRs, typical breakdown as follows:
Cash 5%
Cpf 15%
Max bank loan 80%
BSD + legal 3%
ABSD 5%

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
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Good morning,

If your unit in JB have being bought with the intention to house your family member, we can write into HDB to appeal your case. However, with $40k cash in hand, you will be eligible for HDB unit nothing more than $380k, 5% ABSD and 5% down payment.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Dear Arulrajah,

Re: Today’s SG Professional Choice- SGAgent.com & SGRealtor.com

For a decent studio or 1 bedder median price tag will be est 700k. To be prudent, you need to have est 210K on hand to purchase property est 700k due to ABSD and BSD.

Do not reply to this thread as we will not be alerted to any response posted on this thread. Get in touch with me via email or through my mobile.

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Good morning Arulrajah,

your affordability of a private property is about $660k which you might only be able to purchase a studio or 1 bedder. This might not be suitable for your family.

HDB purchase will be a bigger choice in terms of space.

You should try appealing to HDB to keep your overseas property for your mom's occupation before proceeding further with this purchase.

Good luck!

Hear from you soon!

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YT TAN 陈永达 | ACCA Graduate, RES
Senior Associate Marketing Director
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Propnex Realty Pte Ltd
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Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

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