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Hi, if any of the gurus can advice.

i am stuck in a situation that i am not qualify for HDB loan Due to my salary too high and i can't take bank loan because i have bad debts with them...so how am i going to purchased a new resale flat and where am i gonna stay after i sell my current flat? i have heard of undertaking letters to show the banks that after selling my house,the proceeds will used to clear off my bad debts and so that they will finance my new house....does any of your gurus handle this kind of cases before?well my main purpose is to sell the current flat and use the procced to clear my debts please advice....thanks
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3 Answers

Hi Mr Chia,
If your income ceiling exceed $8K, you cannot take the HDB loan. However, there are different banks that might still give you approval on the loan side even if you have some outstanding debts.
If you are keen to know if your loan will be approved, I can assist you with AIP.
Feel free to contact me at 92700867  if you need any assistance.
Best Regards,
Tricia Tan +65 92700867 
The Power of Closing- Pn Realty Pte Ltd Read More
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Hi,

Sell your flat to clear your debts first. Rent a place for the time being. Once your debts are cleared, with your stable income, i would think you can obtain a bank loan to buy the new house.

Please call me at 96836230  to discuss.

Thanks,
Ander ERA Read More
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8279 - 8327

Or you have more questions such as ?
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